Aye Finance Limited (AYE)
₹158.38 +5.32% இன்றைய முடிவு விலை
சுருக்கம்
Aye Finance Limited closed at ₹158.38 on 12 Nov 2026, with an RSI(14) of 59.5. On the daily chart it is in a range, with a technical score of 45/100 (neutral). Data as of 12 Nov 2026.
விலை
- விலை
- ₹158.38
- நாள் மாற்றம்
- +5.32%
- சந்தை மதிப்பு
- ₹3,880 கோடி
- 52-வார வரம்பு
- ₹88.22 – ₹197.29
- 52-வார உச்சத்திலிருந்து
- -19.72%
- 52-வார தாழ்விலிருந்து
- +79.53%
பங்கு உரிமைசெப். 2026
- புரமோட்டர்கள்
- 0.00%
- FII-கள்
- 18.55%
- DIIs
- 23.33%
செப்டம்பர் 2026 உடன் முடிவடைந்த காலாண்டுக்கான பங்குதாரர் விவரம்; சதவீதப் புள்ளிகளில் மாற்றங்கள்.
பங்குச் சந்தை செயல்பாடு12 நவ. 2026
- டெலிவரி
- 45.24% எதிர் சராசரி 43.44%
- வால்யூம் அதன் சராசரியுடன் ஒப்பீடு
- 0.7×
நிகழ்வுகள்
- சமீபத்திய முடிவுகள்
- Q2 FY27, தாக்கல் செய்யப்பட்டது 22 அக். 2026
- இயக்குநர் குழுக் கூட்ட அறிவிப்பு
- 21 அக். 2026
டெக்னிக்கல்ஸ்12 நவ. 2026
- போக்கு
- வரம்பு
- தொழில்நுட்ப மதிப்பெண்
- 45/100 · நடுநிலை
- MACD
- ஏற்றத்துக்கு சாதகமான (bullish)
- RSI (14)
- 59.48
- ADX (14)
- 28.01
- SuperTrend
- ஏற்றத்துக்கு சாதகமான (bullish)
- 20-நாள் SMA-உடன் ஒப்பீடு
- +11.59%
- 50-நாள் SMA-உடன் ஒப்பீடு
- -1.33%
- RS மதிப்பீடு
- 56.00
- அருகிலுள்ள சப்போர்ட்
- ₹152.50
- அருகிலுள்ள ரெசிஸ்டன்ஸ்
- ₹164.28
பங்குச் சந்தைத் தரவு. ஒவ்வொரு எண்ணும் அதன் சொந்தப் பக்கம் காட்டும் வடிவத்திலேயே; தேதிகள் தரவின் தேதிகள். தகவலுக்கு மட்டுமே, முதலீட்டு ஆலோசனை அல்ல.
📈 பங்கு விலை & நிகழ்வுகள்
Q2 FY27 முடிவுகள்
Aye Finance Limited reported Q2 FY27 results on 22 Oct 2026: revenue ₹514 Cr, and net profit ₹86.7 Cr; the operating margin was 49.4%.
| Q2 FY27 (₹ கோடி) | மதிப்பு | YoY | QoQ |
|---|---|---|---|
| வருவாய் | ₹514 | — | +7.8% |
| செயல்பாட்டு லாபம் | ₹254 | — | +14.7% |
| நிகர லாபம் | ₹86.7 | — | +16.4% |
| EPS (₹) | 3.51 | — | +16.2% |
| செயல்பாட்டு லாப வரம்பு | 49.4% | — | — |
- லாபம் இருந்தும் H1 FY27 செயல்பாட்டுப் பணப்புழக்கம் எதிர்மறையாக இருந்தது
லாபத்தின் தரம்: வரிக்கு முந்தைய ₹116 கோடி லாபத்தில், ₹103 கோடி (89%) முக்கிய வணிகத்திலிருந்து வந்தது; மீதம் பிற வருமானம் மற்றும் ஒருமுறை வரவுகளிலிருந்து வந்தது.
முடிவுகள் வெளியானதிலிருந்து பங்கு விலை: +10.7% (அறிவிப்புக்கு முந்தைய முடிவு விலை முதல் சமீபத்திய முடிவு விலை வரை).
AYE டெலிவரி சதவீதம்
க்கான NSE EOD தரவு
On Thu, 12 Nov 2026, 45.24% of the AYE shares traded on NSE were taken to delivery, against the stock's own 20-session average of 43.44%. That is close to its usual level.
கடந்த 5 அமர்வுகளில் டெலிவரி: 28.8% · 49.2% · 38.4% · 43.8% · 45.2%
பங்குச் சந்தை வெளியிட்டவற்றின் விளக்கம், பரிந்துரை அல்ல. "accumulation" அல்லது "லாங் பில்டப்" போன்ற பெயர்கள் எண்களில் உள்ள ஒரு வடிவத்தை குறிக்கின்றன. டெலிவரி எவ்வாறு பகுப்பாய்வு செய்யப்படுகிறது
📢 சமீபத்திய கார்ப்பரேட் அறிவிப்புகள்
Aye Finance received a credit rating upgrade from ICRA to [ICRA]A+ with a Stable Outlook, up from [ICRA]A. This marks the company's second rating upgrade in FY27, following India Ratings' upgrade to A+ in June 2026. The upgrade is supported by improved capital adequacy at 41%, net worth of INR 2,695 crore, and a decline in Gross Stage 3 assets to 4.2% as of September 30, 2026. AUM grew 26% year-on-year to INR 7,597 crore, with H1 FY27 net profit reaching approximately INR 161 crore.
- Credit rating upgraded to [ICRA]A+ (Stable Outlook) from [ICRA]A by ICRA
- AUM increased 26% YoY to INR 7,597 crore as of September 30, 2026
- Gross Stage 3 assets improved to 4.2% from 4.8% as of March 31, 2026
- H1 FY27 PAT stood at ~INR 161 crore, driven by lower credit costs (3.6% vs 4.3% in FY26)
- Capital Adequacy Ratio at 41% with unencumbered liquidity of ~INR 1,260 crore
Credit rating agency ICRA has upgraded Aye Finance Limited's long-term credit ratings from [ICRA] A (Stable) to [ICRA] A+ (Stable) on November 11, 2026. The revision covers total credit facilities worth Rs 1,050 crore, comprising Rs 650 crore in bank loan facilities and Rs 400 crore in non-convertible debentures (yet to be issued). For an NBFC with Rs 5,905 crore of outstanding debt, an upgraded credit rating can significantly assist in reducing future borrowing costs and expanding wholesale funding access.
- Credit rating upgraded to [ICRA] A+ (Stable) from [ICRA] A (Stable) across Rs 1,050 crore of facilities
- Covers Rs 650.00 crore in long-term bank loan facilities
- Covers Rs 400.00 crore in unissued non-convertible debentures
- Rating action confirmed by ICRA on November 11, 2026
Aye Finance reported a 26% YoY increase in Assets Under Management (AUM) to ₹7,597 crore for Q2 FY27, maintaining its full-year guidance of 25% to 30% growth. Disbursements for the quarter reached ₹1,403 crore (up 10% YoY), driven by the addition of 49,000 new borrowers, taking the active borrower count to 6.9 lakh across 18 states and 3 union territories. Credit costs improved for the seventh consecutive quarter to 3.82%, while the operating expense ratio dropped by 32 bps QoQ to 8.61%, resulting in a net profit that more than doubled. Management noted a cautious, slowed disbursement stance in drought-declared districts of Maharashtra, Karnataka, and Madhya Pradesh, which collectively represent ~18% of total AUM.
- AUM expanded 26% YoY and 4% QoQ to ₹7,597 crore, on track for 25%-30% full-year growth
- Q2 FY27 disbursements reached ₹1,403 crore (up 10% YoY), bringing H1 FY27 disbursements to ₹2,622 crore (up 15% YoY)
- Credit cost moderated to 3.82%, declining for the seventh consecutive quarter
- Opex ratio improved 32 bps QoQ to 8.61%, driving the cost-to-income ratio down to 49%
- Disbursements consciously slowed in drought-affected districts across three states representing ~18% of total AUM
Aye Finance reported strong growth for Q2 FY27 with Profit After Tax surging 151% YoY to Rs 87 crore (highest-ever quarterly profit) and Net Interest Income up 40% YoY to Rs 334 crore. Assets Under Management (AUM) expanded 26% YoY to Rs 7,597 crore, supported by quarterly disbursements of Rs 1,403 crore (+10% YoY, +15% QoQ). Asset quality showed steady improvement with Gross NPA decreasing 29 bps QoQ to 4.20% and PAR X falling to 6.94% from 8.03% in Q2 FY26. For H1 FY27, PAT reached Rs 161 crore (+148% YoY) with an annualized RoA of 3.90% and RoE of 12.34%.
- Q2 FY27 Profit After Tax jumped 151% YoY to Rs 87 crore, while H1 FY27 PAT surged 148% YoY to Rs 161 crore
- AUM increased 26% YoY to Rs 7,597 crore with quarterly disbursements rising 15% QoQ to Rs 1,403 crore
- Asset quality improved with GNPA at 4.20% (down from 4.49% in Q1 FY27) and NNPA at 1.6%
- Net Interest Margin (NIM) on ATA stood healthy at 15.59%, while Opex ratio dropped to 8.61%
- Credit cost moderated to 3.82% in Q2 FY27 compared to 5.00% in Q2 FY26
Aye Finance Limited approved its unaudited financial results for the quarter and half-year ended September 30, 2026, accompanied by an unmodified limited review report from M S K A & Associates LLP. The company reported cash and cash equivalents of Rs 851.21 crore as of September 30, 2026, compared to Rs 620.38 crore as of March 31, 2026. Additionally, the filing confirmed zero deviation in the deployment of proceeds from two NCD issuances totaling Rs 360 crore raised in June and July 2026, with Rs 290 crore utilized to date.
- Cash and cash equivalents stood at Rs 851.21 crore as of September 30, 2026, up from Rs 620.38 crore as of March 31, 2026
- Statutory auditor M S K A & Associates LLP issued an unmodified limited review conclusion
- Reported zero deviation in use of proceeds from two private placement NCDs totaling Rs 360 crore
- Funds utilized from the Rs 220 crore NCD issued July 2026 stood at Rs 150 crore, while the Rs 140 crore NCD issued June 2026 is fully utilized
Aye Finance Limited has announced the grant of 514 options to eligible employees under its ESOP 2024 scheme. The approval was granted by the Nomination and Remuneration Committee during its meeting held on October 16, 2026. The meeting commenced at 3:00 PM IST and concluded at 5:10 PM IST. Given the small quantum of 514 options, the dilution impact is negligible.
- Nomination and Remuneration Committee approved grant of 514 options on October 16, 2026
- Options granted under Aye Finance Employee Stock Option Plan 2024 (ESOP 2024)
- Committee meeting held between 3:00 P.M. and 5:10 P.M. IST on October 16, 2026
Aye Finance Limited has scheduled its post-Q2FY27 earnings conference call on Thursday, October 22, 2026, at 10:00 AM IST. The call will be hosted by IIFL to discuss the company's financial performance, business strategy, and outlook. Key management participants include Managing Director Sanjay Sharma, Deputy CEO Niraj Kaushik, CFO Gaurav Seth, and Chief Strategy & IR Officer Sovan Satyaprakash.
- Earnings conference call scheduled for October 22, 2026, at 10:00 AM IST
- Call organized by IIFL to discuss Q2FY27 results and business outlook
- Top management, including the MD, Deputy CEO, and CFO, will participate
Aye Finance released its provisional business update for Q2FY27, reporting an AUM of ₹7,604 crore, reflecting 26% YoY and 4% QoQ growth. Quarterly disbursements rose 10% YoY and 15% QoQ to ₹1,403 crore, even as the company moderated disbursements in drought-affected areas of Maharashtra, Karnataka, and Madhya Pradesh. Asset quality improved sequentially, with Gross NPA declining 19 bps to 4.30% and PAR X improving 13 bps to 6.88%. Total borrower base reached 6,94,943, marking an 18% YoY expansion.
- AUM increased 26% YoY to ₹7,604 crore compared to ₹6,028 crore in Q2FY26
- Quarterly disbursements grew 10% YoY and 15% QoQ to ₹1,403 crore
- GNPA improved by 19 bps QoQ to 4.30% from 4.49% in Q1FY27 (and 4.85% in Q2FY26)
- PAR X (total overdue) declined 13 bps QoQ to 6.88% from 7.01%
- New borrowers added in Q2FY27 stood at 49,150, up 26% YoY
Aye Finance has appointed Nishit Shrivastava as Chief Technology Officer (CTO) to lead its technology strategy and digital transformation. Shrivastava brings over 24 years of experience and previously served as Chief Information and Technology Officer at Muthoot Fincorp. The company disclosed an Assets Under Management (AUM) of ₹7,324 Crores as of June 2026 across 18 states and 3 union territories. Aye Finance operates with an average ticket size of ₹0.17 million on disbursements for micro-enterprises.
- Appointment of Nishit Shrivastava as Chief Technology Officer, bringing over 24 years of tech and financial services experience
- Assets Under Management (AUM) reached ₹7,324 Crores as of June 2026
- Disbursement average ticket size (ATS) stands at ₹0.17 million for micro-enterprises
- Operational footprint spans across 18 states and 3 union territories
Aye Finance Limited announced the allotment of 2,513 equity shares of face value INR 2 each on September 16, 2026, pursuant to the exercise of stock options under its ESOP 2020 scheme. Following this allotment, the company's paid-up share capital marginally increased from INR 49,35,71,332 to INR 49,35,76,358. The total number of equity shares expanded from 24,67,85,666 to 24,67,88,179. The newly allotted shares will rank pari passu with the existing equity shares.
- Allotment of 2,513 equity shares with a face value of INR 2 each
- Issued pursuant to Aye Finance Employee Stock Option Plan 2020
- Paid-up capital increased by INR 5,026 to INR 49,35,76,358
- Total share count rose to 24,67,88,179 from 24,67,85,666
Aye Finance Limited has submitted the voting results and scrutinizer's report for its 33rd Annual General Meeting held on September 1, 2026. Shareholders approved all 6 resolutions with requisite majority, including the adoption of FY26 financial statements and the appointment of statutory auditors. Crucially, special resolutions were passed approving an increase in the company's borrowing limit from ₹8,000 crore to ₹10,000 crore under Section 180(1)(c) and enabling private placement issuances of Non-Convertible Debentures (NCDs).
- Borrowing limit increased from INR 8,000 crores to INR 10,000 crores under Section 180(1)(c)
- Approved enabling resolution for issuance of Non-Convertible Debentures (NCDs) via private placement
- Total voter turnout stood at 58.45% of outstanding shares (14,42,35,490 votes polled out of 24,67,85,666 shares)
- Resolution 4 on borrowing limits passed with overwhelmingly high assent (14,42,35,487 votes in favour vs 3 against)
Aye Finance Limited has notified the exchanges regarding a scheduled analyst branch visit. Company officials are set to attend a physical group meeting with analysts on September 11, 2026, starting at 9:00 AM IST. The visit will take place at the company's Khopoli branch in Maharashtra. The company stated that discussions will strictly cover publicly available information with no unpublished price-sensitive information being shared.
- Analyst group meeting scheduled for September 11, 2026, from 9:00 AM IST onwards
- Meeting mode: Physical branch visit at Khopoli, Maharashtra
- Discussions strictly limited to publicly available information
Aye Finance Limited conducted its 33rd Annual General Meeting (AGM) on September 1, 2026, via video conferencing. Key special resolutions presented to shareholders included increasing the company's borrowing limit from ₹8,000 crore to ₹10,000 crore under Section 180(1)(c) of the Companies Act, 2013, and approving the issuance of Non-Convertible Debentures (NCDs) on a private placement basis. Standard ordinary resolutions for adopting FY26 audited accounts and auditor appointments were also transacted. The voting results and scrutinizer report are expected within two working days.
- Proposed increase in overall borrowing limit from ₹8,000 crore to ₹10,000 crore under Section 180(1)(c)
- Approval sought for issuance of Non-Convertible Debentures (NCDs) via private placement
- Auditors' Report on Financial Statements for FY ended March 31, 2026, contained no qualifications
- Final scrutinizer report and e-voting results to be declared within 2 working days
Aye Finance Limited announced that the Aye Finance Employee Welfare Trust has transferred 22,790 equity shares of face value INR 2 each to eligible grantees. This transfer was executed upon the exercise of options under the company's ESOP Plan 2016 and ESOP Plan 2020. Because the shares were transferred from the existing employee trust, there is zero change to the company's existing paid-up share capital and no resulting equity dilution.
- 22,790 equity shares transferred to eligible employees
- Shares have a face value of INR 2 each
- Options exercised under Aye Finance ESOP Plan 2016 and ESOP Plan 2020
- No change in the existing paid-up share capital of the company
Aye Finance Limited has furnished updated contact details of Key Managerial Personnel (KMPs) authorized to determine event materiality and make disclosures to stock exchanges under Regulation 30(5) of SEBI LODR Regulations. The listed officials include Managing Director Sanjay Sharma, Chief Financial Officer Gaurav Seth, and Company Secretary & Compliance Officer Anuj Jain. This is a purely administrative regulatory filing with no operational or financial impact.
- Filing submitted under Regulation 30(5) of SEBI LODR Regulations on August 26, 2026
- Designates 3 Key Managerial Personnel authorized for materiality determination
- Authorized officials: MD Sanjay Sharma, CFO Gaurav Seth, and CS Anuj Jain
- Centralized secretarial contact provided at corporate office in Gurugram (Ph: 0124-4844000)
நிறுவனச் சுயவிவரம்
நிதிச் செயல்திறன்
இந்த நிறுவனத்துக்கான நிதிப் பகுப்பாய்வுத் தரவு இன்னும் கிடைக்கவில்லை.
செயல்பாட்டு உந்துசக்திகள்
இந்த நிறுவனத்திற்கான செயல்பாட்டுப் பகுப்பாய்வுத் தரவு இன்னும் கிடைக்கவில்லை.
வியூக வளர்ச்சி
இந்த நிறுவனத்துக்கான வியூக வளர்ச்சிப் பகுப்பாய்வு இன்னும் கிடைக்கவில்லை.
வெளிப்புறக் காரணிகள்
இந்த நிறுவனத்துக்கு வெளிப்புறக் காரணிகளின் பகுப்பாய்வு இன்னும் கிடைக்கவில்லை.
ஒழுங்குமுறை & நிர்வாகம்
இந்த நிறுவனத்திற்கான ஒழுங்குமுறைப் பகுப்பாய்வு இன்னும் கிடைக்கவில்லை.
அபாயப் பகுப்பாய்வு
இந்நிறுவனத்துக்கான அபாய பகுப்பாய்வு இன்னும் கிடைக்கவில்லை.
