India Home Loan Ltd (530979)
சுருக்கம்
நிகழ்வுகள்
- சமீபத்திய முடிவுகள்
- Q2 FY27, தாக்கல் செய்யப்பட்டது 4 நவ. 2026
- இயக்குநர் குழுக் கூட்ட அறிவிப்பு
- 4 நவ. 2026
பங்குச் சந்தைத் தரவு. ஒவ்வொரு எண்ணும் அதன் சொந்தப் பக்கம் காட்டும் வடிவத்திலேயே; தேதிகள் தரவின் தேதிகள். தகவலுக்கு மட்டுமே, முதலீட்டு ஆலோசனை அல்ல.
📈 பங்கு விலை & நிகழ்வுகள்
Q2 FY27 முடிவுகள்
India Home Loan Ltd reported Q2 FY27 results on 4 Nov 2026: net interest income ₹1.4 Cr (-11.4% year on year, +12.5% on the previous quarter), and net profit ₹0.0 Cr (-88.7% year on year).
| Q2 FY27 (₹ கோடி) | மதிப்பு | YoY Q2 FY26-உடன் | QoQ |
|---|---|---|---|
| நிகர வட்டி வருமானம் | ₹1.4 | -11.4% | +12.5% |
| செயல்பாட்டு லாபம் | ₹0.0 | — | நஷ்டத்திலிருந்து |
| நிகர லாபம் | ₹0.0 | -88.7% | -87.3% |
| EPS (₹) | 0.01 | -80.0% | -75.0% |
- லாபம் அதன் சொந்தப் போக்கை விட -90% கீழே
அதன் சொந்தப் போக்குக்கு எதிராக: நிகர லாபம் ₹0.0 கோடியாக இருந்தது; இது, அதன் சமீபத்திய வளர்ச்சி சுட்டிக்காட்டிய ₹0.1 கோடியுடன் ஒப்பிடும்போது -90.3% ஆகும் (below trend). இது ஒரு புள்ளியியல் அடிப்படை மட்டுமே; ஆய்வாளர் மதிப்பீடு அல்ல.
📢 சமீபத்திய கார்ப்பரேட் அறிவிப்புகள்
India Home Loan Ltd announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company reported thin profitability metrics with an operating margin of 0.72% and a net profit margin of 0.27%. Asset quality showed a Gross NPA of 2.74% and Net NPA of 1.96%, with total debt to total assets standing at 41.62%. Additionally, the statutory auditors included an emphasis of matter noting that while the going-concern outlook is improving, revenue needs to increase further.
- Operating margin reported at 0.72% and net profit margin at 0.27%
- Gross NPA stood at 2.74% and Net NPA stood at 1.96%
- Total debt to total assets ratio was 41.62%
- Statutory auditor emphasized that revenue needs to be further increased to support going concern
- Appointed Mitesh M. Pujara (son of CEO Mahesh Pujara) as COO and KMP effective November 04, 2026
India Home Loan Ltd announced the approval of its un-audited financial results for the quarter and half-year ended September 30, 2026. The board approved key managerial additions, including the appointment of Mr. Mitesh M. Pujara (son of CEO Mahesh N. Pujara) as Chief Operating Officer and Key Managerial Personnel. Additionally, Mr. Manmohan Jindal was appointed as an Additional Non-Executive Independent Director for a 5-year term, and Mr. Ganesh Ruvikar was named Whole-time Company Secretary and Compliance Officer. Notably, the statutory auditor's limited review included an emphasis of matter stating that although the going-concern view is improving, revenue needs to increase further.
- Board approved un-audited financial results for the quarter and half-year ended September 30, 2026
- Mr. Manmohan Jindal appointed as Independent Director for a term of 5 consecutive years, effective November 04, 2026
- Mr. Mitesh M. Pujara appointed as Chief Operating Officer and KMP effective November 04, 2026
- Auditor flagged an emphasis of matter noting that revenue needs to be further increased despite an improving going-concern view
India Home Loan Ltd has issued the notice for its 36th Annual General Meeting (AGM) scheduled for September 11, 2026, alongside dispatching its Annual Report for FY 2025-26. Key agenda items include the adoption of FY26 audited financial statements and the appointment of CEO Mr. Mahesh N. Pujara as Managing Director for a 3-year term (August 12, 2026 to August 11, 2029). The cut-off date for remote e-voting is September 04, 2026, with voting active from September 08 to September 10, 2026.
- 36th AGM scheduled on September 11, 2026 at 2:30 PM IST via Video Conferencing.
- Cut-off date for remote e-voting set as September 04, 2026.
- Remote e-voting period runs from September 08, 2026 (9:00 AM) to September 10, 2026 (5:00 PM).
- Proposed appointment of Mr. Mahesh N. Pujara as Managing Director for a 3-year tenure from August 12, 2026 to August 11, 2029.
- Total tax expense for FY26 reported at Rs 7.70 Lakhs vs Rs 7.42 Lakhs in FY25.
India Home Loan Limited has issued the notice for its 36th Annual General Meeting (AGM), scheduled for September 11, 2026, via Video Conferencing. Key special businesses include appointing Director & CEO Mr. Mahesh N. Pujara as Managing Director for a 3-year term (including approval to continue beyond age 70) and re-appointing Mr. Mitesh M. Pujara as Whole-Time Director for 3 years. The cut-off date for e-voting is set for September 04, 2026, with the remote e-voting window open from September 08 to September 10, 2026.
- 36th AGM scheduled for September 11, 2026, at 2:30 PM IST via VC/OAVM
- Remote e-voting period runs from September 08, 2026 (9:00 AM) to September 10, 2026 (5:00 PM)
- Cut-off date for determining voting eligibility is September 04, 2026
- Special resolution proposed to appoint Mr. Mahesh N. Pujara as MD for 3 years (Aug 12, 2026 to Aug 11, 2029)
- Re-appointment of Independent Director Mr. Mahesh Shah for a second term of 5 years (up to Aug 11, 2031)
India Home Loan Ltd has announced the resignation of Mr. Akash Das from the position of Company Secretary and Compliance Officer (Key Managerial Personnel). The resignation was tendered on August 13, 2026, and he will serve his notice period until September 22, 2026. The company cited his desire to explore new career opportunities as the reason for departure. This is a routine administrative change for the small-cap housing finance company, which reported a net profit of ₹0.06 cr in the June 2026 quarter.
- Resignation of Mr. Akash Das (ICSI M. No.: A74714) tendered on August 13, 2026
- Effective date of cessation is the closure of business hours on September 22, 2026
- The official reason provided is the pursuit of other professional opportunities
- Company maintains a net worth of ₹41 Cr as per latest financial context
The Board of India Home Loan Ltd has approved the appointment of Mahesh Pujara as Managing Director for a 3-year term effective August 12, 2026. Additionally, Mitesh M. Pujara was re-appointed as Whole-Time Director for 3 years, and Mahesh Shah was re-appointed as an Independent Director for a 5-year term. These leadership decisions coincide with the approval of Q1 FY27 results, where auditors noted that while the company's going-concern status is improving, revenue growth remains a critical requirement. The company currently operates at a small scale with TTM revenue of Rs 15 Cr and a market cap of Rs 42 Cr.
- Mahesh Pujara appointed as Managing Director for a 3-year term starting August 12, 2026
- Mitesh M. Pujara re-appointed as Whole-Time Director for 3 years starting August 20, 2026
- Mahesh Shah re-appointed as Independent Director for a second 5-year term
- Auditor's report emphasized that revenue needs to be further increased despite improving going-concern status
- 36th Annual General Meeting (AGM) scheduled for September 11, 2026
India Home Loan Ltd has approved its unaudited financial results for the quarter ended June 30, 2026, and scheduled its 36th Annual General Meeting for September 11, 2026. The board confirmed the appointment of Mr. Mahesh Pujara as Managing Director for a 3-year term and re-appointed Mr. Mitesh M. Pujara as Whole-Time Director. Notably, the statutory auditor's report included an 'Emphasis of Matter' stating that while the going-concern outlook is improving, the company's revenue needs to be further increased. The company currently operates with a small TTM revenue base of Rs 15 Cr and a market capitalization of Rs 42 Cr.
- 36th Annual General Meeting (AGM) scheduled for September 11, 2026, via video conferencing.
- Mr. Mahesh Pujara appointed as Managing Director for a 3-year term effective August 12, 2026.
- Mr. Mitesh M. Pujara re-appointed as Whole-Time Director for a 3-year term starting August 20, 2026.
- Mr. Mahesh Shah re-appointed as Independent Director for a second term of 5 consecutive years.
- Statutory auditor H K Shah & Co. flagged that revenue needs to be further increased to support the business.
India Home Loan Ltd has scheduled a board meeting for August 12, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026. This is a routine regulatory filing for the micro-cap housing finance company (Market Cap: ₹38 Cr). The company reported a marginal net profit of ₹0.1 Cr on revenue of ₹14.82 Cr for FY26. Investors should note the high P/E ratio of 421.6 and the significant decline in promoter holding from 39.07% in June 2025 to 26.92% in March 2026.
- Board meeting scheduled for August 12, 2026, to approve Q1 FY27 results
- Trading window for equity shares has been closed since July 1, 2026
- Company reported a thin net profit of ₹0.1 Cr for the full year FY26
- Promoter holding stands at 26.92% as of March 2026, down from 39.07% a year prior
Infomerics Valuation and Rating Limited has reaffirmed the credit rating of 'IVR D' for India Home Loan Ltd's bank facilities and Non-Convertible Debentures (NCDs). A 'D' rating signifies that the instrument is in default or expected to be in default soon. While the default status remains, the company has been removed from the 'Issuer not Cooperating' category, indicating improved transparency with the rating agency. Given the company's small scale (TTM revenue of ₹15 Cr) and micro-cap status (₹40 Cr), the inability to secure an investment-grade rating severely restricts its ability to raise capital for lending.
- Credit rating of IVR D reaffirmed for both Bank Loan facilities and NCDs/Bonds.
- Company successfully removed from the 'Issuer not Cooperating' status by Infomerics.
- The rating action follows the agency's report dated July 24, 2026.
- Company maintains a small equity base with a market cap of ₹40 Cr and net worth of ₹41 Cr.
- Promoter holding has decreased significantly from 39.07% in June 2025 to 26.92% in March 2026.
நிறுவனச் சுயவிவரம்
நிதிச் செயல்திறன்
இந்த நிறுவனத்துக்கான நிதிப் பகுப்பாய்வுத் தரவு இன்னும் கிடைக்கவில்லை.
செயல்பாட்டு உந்துசக்திகள்
இந்த நிறுவனத்திற்கான செயல்பாட்டுப் பகுப்பாய்வுத் தரவு இன்னும் கிடைக்கவில்லை.
வியூக வளர்ச்சி
இந்த நிறுவனத்துக்கான வியூக வளர்ச்சிப் பகுப்பாய்வு இன்னும் கிடைக்கவில்லை.
வெளிப்புறக் காரணிகள்
இந்த நிறுவனத்துக்கு வெளிப்புறக் காரணிகளின் பகுப்பாய்வு இன்னும் கிடைக்கவில்லை.
ஒழுங்குமுறை & நிர்வாகம்
இந்த நிறுவனத்திற்கான ஒழுங்குமுறைப் பகுப்பாய்வு இன்னும் கிடைக்கவில்லை.
அபாயப் பகுப்பாய்வு
இந்நிறுவனத்துக்கான அபாய பகுப்பாய்வு இன்னும் கிடைக்கவில்லை.
