Raama Finance Ltd (538540)
சுருக்கம்
The board meets on 14 Nov 2026 to consider the Q2 FY27 results.
நிகழ்வுகள்
- அடுத்த முடிவுகள்
- 14 நவ. 2026 (Q2 FY27)
- சமீபத்திய முடிவுகள்
- Q1 FY27, தாக்கல் செய்யப்பட்டது 27 அக். 2026
- இயக்குநர் குழுக் கூட்ட அறிவிப்பு
- 13 ஆக. 2026
பங்குச் சந்தைத் தரவு. ஒவ்வொரு எண்ணும் அதன் சொந்தப் பக்கம் காட்டும் வடிவத்திலேயே; தேதிகள் தரவின் தேதிகள். தகவலுக்கு மட்டுமே, முதலீட்டு ஆலோசனை அல்ல.
📈 பங்கு விலை & நிகழ்வுகள்
Q2 FY27 முடிவுகள்
📅 அடுத்த நிதி முடிவுகள்: 14 நவ. 2026 (இயக்குநர் குழுக் கூட்டம்)Raama Finance Ltd-இன் இயக்குநர் குழுக் கூட்டம் 14 நவ. 2026 அன்று நடைபெறுகிறது; அதில் அதன் Q2 FY27 முடிவுகள் பரிசீலிக்கப்படும் (ஜூலை-செப்டம்பர் 2026).
In its latest reported quarter, Q1 FY27, Raama Finance's net interest income was ₹21.2 Cr, and net profit ₹4.4 Cr.
| Q1 FY27 (₹ கோடி) | மதிப்பு | YoY Q1 FY26-உடன் | QoQ |
|---|---|---|---|
| நிகர வட்டி வருமானம் | ₹21.2 | — | +122.4% |
| செயல்பாட்டு லாபம் | ₹6.6 | — | — |
| நிகர லாபம் | ₹4.4 | — | +65.6% |
| EPS (₹) | 0.54 | — | +68.8% |
📢 சமீபத்திய கார்ப்பரேட் அறிவிப்புகள்
Raama Finance Ltd has announced the launch of its new digital lending platform titled 'Rupya Lelo'. The product was launched on October 06, 2026, aimed at offering paperless instant personal loans across the domestic Indian market. The filing does not disclose specific capital deployment figures, disbursement targets, or financial tie-ups. This move into digital consumer retail lending follows a surge in revenue to Rs 21.31 Cr in Q1 FY27 (Jun 2026), compared to full-year FY26 revenue of Rs 12.13 Cr.
- Product named 'Rupya Lelo' launched formally on October 06, 2026
- Digital lending platform designed to provide instant personal loans through paperless credit delivery
- Product is restricted to the domestic market (India only)
- Filing follows rapid top-line growth with Jun 2026 quarterly revenue at Rs 21.31 Cr and PAT of Rs 4.35 Cr
Raama Finance has approved the allotment of 1,01,50,000 equity shares of face value ₹1 each upon the conversion of warrants issued on a preferential basis at an issue price of ₹4.80 per share. The company received the balance consideration of ₹3.60 per warrant, totaling ₹4,87,20,000 (~₹4.87 crore). Post-allotment, the company's equity share capital increases from 9,08,62,000 shares to 10,10,12,000 shares, resulting in an ~11.17% equity dilution. Additionally, the board approved the appointment of M/s. Kumar Gaurav & Co. as statutory auditors to fill a casual vacancy created by the resignation of the previous auditors.
- Allotment of 1,01,50,000 equity shares at ₹4.80 per share upon warrant conversion
- Received balance consideration of ₹3.60 per warrant amounting to ₹4,87,20,000
- Paid-up equity share capital increases from 9,08,62,000 to 10,10,12,000 shares
- Appointment of M/s. Kumar Gaurav & Co., CAs, as Statutory Auditors to fill casual vacancy till 2027 AGM
M/s. Goyal Nagpal and Co., Chartered Accountants, has resigned as the statutory auditor of Raama Finance Ltd with effect from October 06, 2026. The auditor was originally appointed on September 01, 2025, with a term running until March 31, 2028. The reason cited is an inability to devote requisite resources, supervision, and professional attention due to internal staffing constraints. The auditor confirmed no other material reasons or lack of information from management.
- Auditor Goyal Nagpal and Co. resigned effective October 06, 2026
- Term was originally scheduled to expire on March 31, 2028, after being appointed on September 01, 2025
- Latest limited review report was submitted on August 14, 2026, for the quarter ended June 30, 2026
- Firm cited constraints in the availability of adequate experienced professional staff as the reason
Raama Finance Limited conducted its 33rd Annual General Meeting on September 30, 2026, through video conferencing. A total of 59 members attended the meeting, where ordinary resolutions including adoption of FY26 financial statements and the reappointment of retiring director Mr. Akhil Mittal were tabled. The remote e-voting took place from September 27 to September 29, 2026, alongside an additional voting window during the AGM. Formal scrutinizer results are awaited to confirm the voting outcome.
- 33rd Annual General Meeting held on September 30, 2026, from 04:08 PM to 04:50 PM IST
- Total of 59 members attended the meeting (18 via VC/OAVM and 41 in meeting)
- Remote e-voting held between September 27, 2026, and September 29, 2026
- Ordinary business included adoption of FY26 financial statements and reappointment of director Mr. Akhil Mittal
Raama Finance released its investor presentation detailing a pivot into digital salaried lending via its 'FastSalary' app. For Q1 FY27, total income surged 120% quarter-on-quarter to ₹21.31 Cr (₹2,130.75 Lakhs), exceeding the entire FY26 revenue of ₹12.13 Cr. Net profit for Q1 FY27 stood at ₹4.35 Cr (up 66% QoQ from ₹2.63 Cr in Q4 FY26), driven by loan disbursals of over ₹43 Cr. The company highlights an average ticket size of ₹45,000 with 70% repeat monthly usage across 6,700+ pin codes.
- Q1 FY27 total income reached ₹21.31 Cr, up 120% QoQ vs ₹9.69 Cr in Q4 FY26
- Q1 FY27 PAT rose to ₹4.35 Cr vs ₹2.63 Cr in Q4 FY26 and ₹0.07 Lakhs in Q1 FY26
- Total loan disbursals exceeded ₹43 Cr in Q1 FY27 across 10,373 processed loan applications
- Average loan ticket size stood at ₹45,000 with tenors of 30–60 days and a 70% repeat usage rate
Raama Finance has allotted 4,610 unlisted, unrated, secured NCDs aggregating to ₹4.61 crore at a steep coupon rate of 20% p.a. for an 18-month tenure. Simultaneously, the company allotted 97,00,000 equity shares upon conversion of warrants at ₹4.80 each, receiving the balance consideration of ₹3.49 crore (total ₹4.66 crore), expanding paid-up capital from 8.12 crore to 9.09 crore shares. Additionally, Managing Director Rajesh Singh Kaira stepped down and has been redesignated as a Non-Executive, Non-Independent Director.
- Allotment of 4,610 unlisted, unrated, secured NCDs worth ₹4.61 crore carrying a high coupon of 20% p.a.
- Conversion of 97,00,000 warrants at ₹4.80 per share, raising ₹3.49 crore in balance remittance (total ₹4.66 crore)
- Paid-up equity share capital increases from 8,11,62,000 shares to 9,08,62,000 shares
- Managing Director Rajesh Singh Kaira relinquishes executive role, redesignated as Non-Executive Director
- Remaining warrants pending conversion post-allotment stand at 2,83,00,000 warrants
Raama Finance Ltd's Board approved the issuance of unlisted, unrated, secured NCDs worth ₹5.00 crore out of a broader ₹100 crore limit approved by shareholders. The debentures carry a very high coupon rate of 20% p.a. payable monthly, with an 18-month tenure and 125% asset coverage over receivables. In parallel, the company appointed seasoned retail lending professional Jitendar Prasad as Chief Executive Officer.
- Approved issue of ₹5.00 crore unlisted, unrated secured NCDs (5,000 NCDs of face value ₹10,000 each)
- High coupon rate of 20% p.a. payable monthly over an 18-month tenure
- Asset cover of 125% maintained over receivables with Catalyst Trusteeship appointed as trustee
- Appointed Jitendar Prasad as CEO, who previously managed ₹18,200 crore mortgage AUM across top lenders
Raama Finance has confirmed zero deviation in the utilization of funds raised through a preferential issue of warrants for the quarter ended June 30, 2026. The company has received and fully utilized ₹13.68 Cr, representing the initial 25% of the total ₹54.72 Cr issue size. This capital infusion is highly significant, representing approximately 188% of the company's net worth (₹29 Cr) and 36% of its market capitalization. The funds are designated for business expansion, intangible assets, and general corporate purposes.
- Total preferential issue size of ₹54.72 Cr approved at an issue price of ₹4.80 per warrant.
- Initial 25% of the issue size, amounting to ₹13.68 Cr, was received on March 17, 2026.
- Audit Committee confirmed 100% utilization of the received ₹13.68 Cr with zero deviation from stated objects.
- The total fundraise amount is nearly 4.5x the company's TTM revenue of ₹12.13 Cr.
- Objects of the issue include business expansion and capital expenditure towards intangible assets.
Raama Finance Ltd has appointed Mr. Manish as Chief Financial Officer (CFO) effective August 13, 2026. The appointee brings over 8 years of experience in finance, accounting, and NBFC operations, which is critical as the company scales from a low base. This management addition follows a significant jump in annual revenue from ₹0.38 Cr in FY25 to ₹12.13 Cr in FY26. The new CFO will oversee financial reporting, statutory audits, and regulatory compliance.
- Appointment of Mr. Manish as CFO and Key Managerial Personnel effective August 13, 2026
- New CFO brings over 8 years of professional experience in finance and NBFC operations
- Company reported a significant revenue increase to ₹12.13 Cr in FY26 compared to ₹0.38 Cr in FY25
- Promoter holding has stabilized at 54.93% as of March 2026, up from 11.5% in September 2025
Raama Finance reported a massive scale-up in Q1 FY27, with total revenue reaching ₹21.31 Cr, a 120% increase from ₹9.69 Cr in Q4 FY26. Net profit for the quarter stood at ₹4.35 Cr, which already exceeds the total profit for the entire previous financial year (₹3.24 Cr). The growth is primarily driven by interest income of ₹17.43 Cr, although other expenses remained high at ₹11.89 Cr. This performance represents a significant departure from the company's historical scale, where Q1 FY26 revenue was only ₹0.17 Cr.
- Total Revenue of ₹21.31 Cr in Q1 FY27, which is 1.76x the total TTM revenue of ₹12.13 Cr
- Net Profit of ₹4.35 Cr for the quarter, a 65.7% increase over the ₹2.63 Cr reported in Q4 FY26
- Interest income surged to ₹17.43 Cr from ₹8.60 Cr in the previous quarter
- Basic EPS for the quarter rose to ₹0.54, compared to ₹0.00 in the year-ago period
- Total expenses stood at ₹14.71 Cr, with 'Other Expenses' accounting for ₹11.89 Cr
Raama Finance reported a massive surge in its Q1 FY27 results, with total revenue reaching ₹21.31 Cr, a significant jump from just ₹0.17 Cr in the same quarter last year. The quarterly revenue alone is approximately 175% of the total revenue generated in the entire previous financial year (FY26: ₹12.13 Cr). Net profit for the quarter stood at ₹4.35 Cr compared to a negligible ₹0.0008 Cr YoY. The company also strengthened its leadership by appointing Mr. Manish Bhati as the Chief Financial Officer.
- Total Revenue from operations surged to ₹21.31 Cr in Q1 FY27 from ₹0.17 Cr in Q1 FY26.
- Net Profit for the quarter reached ₹4.35 Cr, surpassing the total FY26 annual profit of ₹3.24 Cr.
- Interest Income was the primary driver, contributing ₹17.43 Cr to the total revenue.
- Basic Earnings Per Share (EPS) improved significantly to ₹0.54 from ₹0.00 YoY.
- Appointment of Mr. Manish Bhati as Chief Financial Officer effective August 13, 2026.
Raama Finance Ltd has scheduled a board meeting for August 13, 2026, to approve the unaudited financial results for the quarter ended June 30, 2026. The board will also consider the appointment of a Chief Financial Officer (CFO), a key management role for the company. This meeting follows a year of significant growth, where FY26 revenue surged to ₹12.13 Cr from just ₹0.38 Cr in FY25. Investors will be looking for consistency after the company reported a high revenue of ₹9.69 Cr in the March 2026 quarter alone.
- Board meeting scheduled for August 13, 2026, to review Q1 FY27 performance.
- Appointment of a Chief Financial Officer (CFO) is on the agenda for board approval.
- Company reported a massive revenue jump to ₹12.13 Cr in FY26 compared to ₹0.38 Cr in FY25.
- Promoter holding has significantly increased to 54.93% as of March 2026 from 11.5% in September 2025.
- The board will also review the statement of deviation and variation for the quarter ended June 30, 2026.
Raama Finance Ltd has announced the resignation of its Chief Financial Officer (CFO), Mr. Suman Bhattarai, effective from the close of business on August 07, 2026. This management change occurs as the company scales significantly, with FY26 revenue reaching ₹12.13 Cr compared to just ₹0.38 Cr in FY25. The company, a small NBFC with a market cap of ₹168 Cr, has also seen a major shift in promoter holding from 11.5% to 54.93% over the past year. Investors should monitor the appointment of a successor to ensure continuity in financial oversight during this high-growth phase.
- CFO Mr. Suman Bhattarai resigned effective August 07, 2026.
- Company reported a massive revenue jump to ₹12.13 Cr in FY26 from ₹0.38 Cr in FY25.
- Promoter holding has significantly increased to 54.93% as of March 2026.
- The stock has delivered a 330.5% return over the last 12 months.
- Current TTM PAT stands at ₹3 Cr with a high P/E ratio of 54.9.
Promoters Akhil Mittal and Pratika Sharma have pledged a combined 78,12,500 shares of Raama Finance Ltd, representing 9.62% of the total share capital. The pledge was created on July 31, 2026, in favor of Mufin Green Finance Limited to secure a term loan taken by the company itself. This indicates the company is leveraging promoter equity to raise debt capital, a significant move for a firm with a TTM revenue of just Rs 12 Cr. Investors should note that while the funds are for the company, the increased encumbrance adds a layer of risk to the promoter holding.
- Total of 78,12,500 shares (9.62% of total capital) pledged by two promoters on July 31, 2026
- Pledge created specifically to secure a term loan taken by Raama Finance Ltd from Mufin Green Finance Limited
- Individual promoters Akhil Mittal and Pratika Sharma each pledged 39,06,250 shares (4.81% each)
- Post-event, the encumbered shares represent approximately 17.5% of the total promoter holding of 54.93%
- The company recently saw a massive revenue jump to Rs 9.69 Cr in Mar 2026 from negligible levels in previous quarters
Raama Finance Ltd has announced that its net worth exceeded the ₹25 crore threshold as of March 31, 2026, reaching approximately ₹29 crore. Under SEBI (LODR) Regulation 15(2), the company is no longer exempt from stricter corporate governance standards, including board composition and committee requirements. The company has until September 30, 2026, to ensure full compliance with Regulations 17 to 27. This transition follows a period of rapid growth, with TTM revenue reaching ₹12 crore and a 358% stock price increase over the last year.
- Net worth crossed the ₹25 crore threshold as of March 31, 2026
- Paid-up share capital stood at ₹8,11,62,000 as of the same date
- Compliance with Regulations 17 to 27 must be ensured by September 30, 2026
- Reporting on compliance will begin from the quarter ending September 30, 2026
- TTM revenue has scaled to ₹12 crore from just ₹0.38 crore in FY25
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நிதிச் செயல்திறன்
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