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48 அறிவிப்புகள் பொருந்தும் தாக்கம் 5+ Symbol: FINOPB
எதிர்மறை தாக்கம் 8/10 நிதி முடிவுகள்

Fino Payments Bank FY26 Net Profit Drops 43% to ₹52.46 Cr; CRO Re-appointed

Fino Payments Bank reported a significant decline in profitability for FY26, with net profit falling to ₹5,246 lakhs from ₹9,253 lakhs in the previous year. Total income contracted by 14% to ₹1,58,793 lakhs, primarily due to a sharp decline in 'Other Income' from banking operations. Despite the profit drop, the bank's deposit base grew by 22.7% to ₹2,37,949 lakhs, and the Capital Adequacy Ratio remains robust at 83.95%. The bank also recognized a one-time exceptional cost of ₹4.4 crore related to new labor codes and re-appointed its Chief Risk Officer for a three-year term.

கண்காணிப்பு தாக்கம் 8/10 நிதி முடிவுகள்

Fino Payments Bank Q4 FY26: PAT Drops 70% YoY to ₹7.1 Cr; SFB Transition on Track

Fino Payments Bank reported a challenging Q4 FY26 with PAT declining 70% YoY to ₹7.1 Cr and annual PAT falling 43% to ₹52.5 Cr. Despite the earnings dip, the bank achieved a critical milestone by receiving in-principle approval from the RBI to transition into a Small Finance Bank (SFB). Operational metrics remain robust, with average deposits growing 30% YoY to ₹2,403 Cr and referral loan disbursals surging 3.5x to ₹1,285 Cr for the full year. The bank has successfully migrated to the Finacle core banking platform and targets SFB operationalization by late 2026.

கண்காணிப்பு தாக்கம் 8/10 நிதி முடிவுகள்

Fino Payments Bank FY26 Revenue Falls 14% to ₹1,588 Cr; Q4 Net Margins Hit Record 40%

Fino Payments Bank reported a 14% YoY decline in FY26 revenue to ₹1,587.9 crore, though net revenue remained stable at ₹584.4 crore. Despite operational headwinds and legal issues involving leadership, the bank achieved its highest-ever quarterly net-revenue margin of 40% in Q4 FY26. Customer deposits reached a record high of ₹2,957 crore, and CASA renewal income grew 12% YoY to ₹62.2 crore. The bank is currently transitioning into a Small Finance Bank (SFB) following RBI's in-principle approval.

நேர்மறை தாக்கம் 8/10 விரிவாக்கம்

Fino Payments Bank Migrates to Finacle CBS with ₹200 Cr Investment for SFB Transition

Fino Payments Bank has successfully migrated its Core Banking System (CBS) to Finacle, investing approximately ₹200 crore to support its transition to a Small Finance Bank (SFB). The bank received in-principle approval from the RBI for SFB conversion in December 2025 and this tech upgrade is a critical milestone for that roadmap. While the migration led to a temporary moderation in business volumes during Q4 FY26, the new modular architecture is designed to handle higher transaction throughput and faster product launches. The bank processed ₹3.6 lakh crore in transactions during 9M’26, reflecting an 8% YoY growth prior to the migration phase.

கண்காணிப்பு தாக்கம் 7/10 நிர்வாகம்

Fino Payments Bank MD & CEO Rishi Gupta Unavailable for Over 45 Days Amid Regulatory Re-assessment

Fino Payments Bank has informed that its MD & CEO, Mr. Rishi Gupta, has been unavailable for more than 45 days in a rolling 90-day period due to a pending re-assessment of his 'fit and proper' status. The bank is awaiting a final view from the Reserve Bank of India (RBI) and its own Board of Directors regarding his resumption of office. An Interim CEO has been appointed with RBI approval to manage operations, which the bank claims remain stable. Despite this leadership uncertainty, the bank reported its highest-ever deposit balance in March 2026 and strong momentum in its referral lending business.

📊 கடந்த 7 நாட்கள் — உணர்வு அடிப்படையில் பகுப்பாய்வு செய்யப்பட்ட அறிவிப்புகள்

நேர்மறைஎதிர்மறைநடுநிலைகவனம்
கண்காணிப்பு தாக்கம் 7/10 நிர்வாகம்

Fino Payments Bank Shareholders Approve CEO Remuneration; Re-appointment Resolution Withdrawn

Fino Payments Bank shareholders have approved the remuneration for MD & CEO Rishi Gupta for FY 2024-25 with a 99.65% majority through a postal ballot. Notably, the resolution for Mr. Gupta's re-appointment was withdrawn by the Board via an addendum issued on March 26, 2026, shortly before the voting concluded. While promoters and institutions voted 100% in favor of the remuneration, participating retail investors showed significant dissent, with 90.22% of their polled votes against the proposal. The withdrawal of the re-appointment resolution suggests a potential shift in top leadership or corporate strategy.

எதிர்மறை தாக்கம் 8/10 நிர்வாகம்

Fino Payments Bank Withdraws MD Rishi Gupta's Re-appointment Proposal Amid Legal Issues

Fino Payments Bank has withdrawn a postal ballot resolution for the re-appointment of MD & CEO Rishi Gupta for a three-year term (2026-2029). This decision follows the MD's recent arrest and the dismissal of a writ petition by the Telangana High Court, although he was granted bail on March 26, 2026. While the bank maintains that the investigation involves third-party program managers and not the bank's GST compliance, the board is re-assessing his 'fit and proper' status. A separate resolution for his FY 2024-25 remuneration of ₹5.70 crore remains active for shareholder voting.

கண்காணிப்பு தாக்கம் 8/10 சட்டம்

Fino Payments Bank MD & CEO Rishi Gupta Granted Bail in Economic Offences Case

The Hon’ble Special Judge for Economic Offences, Hyderabad, has granted bail to Mr. Rishi Gupta, MD & CEO of Fino Payments Bank, on March 26, 2026. This legal update follows earlier disclosures regarding an investigation into program managers associated with multiple banks, which the bank clarifies is not related to its own GST compliance. Despite the legal proceedings, the bank reports that its operations remain stable and uninterrupted. Management highlighted that the core business continues to see healthy momentum in deposits and referral assets.

நேர்மறை தாக்கம் 8/10 விரிவாக்கம்

Fino Payments Bank Q4 Referral Loan Disbursements Surge to ₹540 Cr; FY26 Target ₹1,300 Cr

Fino Payments Bank reported a sharp acceleration in its referral lending business, with Q4 FY26 disbursements reaching ₹540 crores as of March 20. The bank is on track to record approximately ₹1,300 crores in total disbursements for FY26, nearly doubling the ₹700 crores achieved in the first nine months. This growth is a strategic precursor to its transition into a Small Finance Bank (SFB), leveraging its 20 lakh merchant points to source secured loans for NBFC partners. The bank also reported reaching its highest-ever deposit balance during the current month.

எதிர்மறை தாக்கம் 9/10 சட்டம்

Telangana HC Dismisses Writ Petition of Fino Bank MD Rishi Gupta; Deposits Hit Rs 2,900 Cr

The Telangana High Court has dismissed a writ petition filed by Fino Payments Bank's MD & CEO, Rishi Gupta, challenging his arrest in an investigation involving third-party program managers. While the bank clarifies the probe is not related to its own GST compliance, the legal setback for top leadership remains a significant concern for corporate governance. To reassure stakeholders, the bank highlighted reaching its highest-ever deposit balance of Rs. 2,900 Crores in March 2026. A bail application is currently pending before the Special Judge for Economic Offences in Hyderabad.

கண்காணிப்பு தாக்கம் 7/10 சட்டம்

Fino Payments Bank Refutes Media Reports of PMLA Probe; Clarifies DGGI Investigation Scope

Fino Payments Bank has issued a formal clarification denying media reports that suggest an expansion of investigations into PMLA or Enforcement Directorate (ED) probes. The bank confirmed that the only ongoing investigation is by the DGGI Hyderabad, which pertains to specific program managers and merchants rather than the bank's own GST compliance. Furthermore, the bank refuted claims of bail rejection and reiterated that it has no involvement in gaming or betting activities. This follows a series of disclosures starting from February 27, 2026, regarding the same matter.

நேர்மறை தாக்கம் 7/10 மற்றவை

Fino Payments Bank Hits Record Rs 2,900 Cr Deposits; Opens 1.5 Lakh Accounts in Two Weeks

Fino Payments Bank has achieved a significant milestone with its total deposit balance reaching an all-time high of approximately Rs 2,900 crores as of March 13, 2026. The bank witnessed a rapid 9% growth in deposits over a two-week period, alongside the addition of 1.5 lakh new banking accounts. This surge reflects a high daily average of nearly 10,000 new accounts since late February 2026. The growth is attributed to the bank's new core banking platform and its successful merchant-led phygital model targeting the underserved 'Bharat' segment.

கண்காணிப்பு தாக்கம் 8/10 நிர்வாகம்

ICRA Places Fino Payments Bank Ratings on Watch Following MD & CEO Arrest

ICRA has placed Fino Payments Bank's ratings of [ICRA]BBB+ and [ICRA]A2+ on 'Watch with Developing Implications'. This rating action follows the arrest of the bank's Managing Director & CEO, Mr. Rishi Gupta, which was initially disclosed on February 27, 2026. The watch applies to fund-based overdraft facilities totaling Rs. 294.54 crore. While the ratings remain unchanged for now, the developing implications status reflects uncertainty regarding management stability and potential operational impacts.

கண்காணிப்பு தாக்கம் 7/10 நிர்வாகம்

Fino Payments Bank Appoints Ketan Merchant as Interim CEO Following RBI Approval

The Reserve Bank of India (RBI) has approved the appointment of Mr. Ketan Merchant as the Interim CEO of Fino Payments Bank, effective February 27, 2026. This interim arrangement is slated for a duration of three months or until the permanent CEO, Mr. Rishi Gupta, resumes office. The return of the permanent CEO is contingent upon a 'fit and proper' status reassessment by the bank's NRC and Board, followed by RBI's final view. This development indicates a temporary leadership transition while regulatory compliance matters are addressed.

கண்காணிப்பு தாக்கம் 7/10 நிர்வாகம்

Fino Payments Bank Appoints Ketan Merchant as Interim CEO and Anup Agarwal as Interim CFO

Fino Payments Bank has announced a leadership transition, appointing current CFO Ketan Merchant as Interim CEO for a period not exceeding 4 months, pending RBI approval. To fill the vacancy, Anup Agarwal, who has 20 years of experience in finance, has been appointed as the Interim CFO effective March 06, 2026. Additionally, the board has authorized the appointment of a special consultant to conduct a review of GST compliances. These interim appointments are intended to maintain leadership continuity while the bank pursues its Fino 2.0 growth strategy.

எதிர்மறை தாக்கம் 9/10 சட்டம்

Fino Payments Bank CEO Detained in GST Probe; Bank Reports Stable ₹2,250 Cr Customer Balances

Fino Payments Bank addressed the detention of its MD & CEO, Rishi Gupta, by the DGGI Hyderabad regarding alleged GST evasion by third-party program managers. The bank clarified it has no operational role in these partner entities and expects no financial liability from the investigation. Despite the leadership crisis, the bank reports stable operations with customer balances at ₹2,250 crores and daily transaction throughput of ₹1,300 crores. Management confirmed that the 18-month timeline for Small Finance Bank (SFB) conversion remains currently unaffected.

கண்காணிப்பு தாக்கம் 7/10 ஒழுங்குமுறை

Fino Payments Bank Clarifies on GST Probe and 18-Month SFB Conversion Timeline

Fino Payments Bank has addressed media speculations regarding an investigation by the Director General of GST Intelligence, asserting that it has no association with shell companies and follows strict KYC norms. The bank confirmed that the RBI has granted an 18-month timeline for its conversion into a Small Finance Bank (SFB), a process it expects to complete ahead of schedule. Management maintains that there is no expected financial liability from the ongoing GST matter and that business operations remain unaffected. The bank also denied allegations of issuing fake invoices, stating all transactions are based on actual services.

கண்காணிப்பு தாக்கம் 7/10 ஒழுங்குமுறை

Fino Payments Bank Clarifies GST Investigation; No Direct Liability Expected

Fino Payments Bank has clarified that the GST investigation by the Director General of GST Intelligence is focused on third-party program managers and not the Bank's own compliance. The Bank stated it has not evaded any GST dues, has no involvement in betting activities, and expects no financial liability from the matter. Importantly, the Bank reaffirmed its 18-month timeline for Small Finance Bank (SFB) conversion, expecting to complete it ahead of schedule. Operations remain normal as the Bank continues to cooperate with authorities regarding the program managers in question.

கண்காணிப்பு தாக்கம் 6/10 ஒழுங்குமுறை

Fino Payments Bank to Host Investor Call on March 2 Regarding GST Matter

Fino Payments Bank (FINOPB) has scheduled an emergency group analyst and investor conference call for March 02, 2026, at 8:00 AM IST. The primary purpose of this call is to provide clarifications on a recent GST-related development that was disclosed by the bank on February 27, 2026. The call is being organized at short notice, indicating the bank's intent to manage investor sentiment regarding the tax matter. The session will be moderated by Go India Advisors and will not include any unpublished price sensitive information.

கண்காணிப்பு தாக்கம் 7/10 சட்டம்

Fino Payments Bank Clarifies Stance on GST Investigation Involving Program Managers

Fino Payments Bank has issued a clarification regarding an ongoing GST investigation involving third-party program managers who work with several banks. The bank and its MD & CEO, Rishi Gupta, have explicitly stated they have no involvement in the actions of these program managers. Management assured investors that business operations remain uninterrupted and the bank continues to be compliant with all GST laws. The bank is extending full cooperation to the authorities and maintains that its corporate governance framework remains robust.

⚠️ இந்தத் தளம் எவ்வாறு உருவாக்கப்படுகிறது: சந்தைத் தரவுப் பக்கங்கள் NSE/BSE வெளியீடுகள் மற்றும் நிறுவனங்களின் தாக்கல்களிலிருந்து தானாகக் கணக்கிடப்படுகின்றன; செய்திக் கட்டுரைகளும் அறிவிப்புப் பகுப்பாய்வுகளும் AI உதவியுடன் எழுதப்படுகின்றன, மனித மேற்பார்வையுடன்: AI உருவாக்குவதை எங்கள் ஆசிரியர்கள் மதிப்பாய்வு செய்கின்றனர். இரண்டிலும் பிழைகள் இருக்கலாம். எந்தவொரு முதலீட்டு முடிவுக்கு முன்பும் அசல் மூலங்களில் சரிபார்க்கவும். முதலீட்டு ஆலோசனை அல்ல; Flash Finance SEBI-பதிவு பெற்றது அல்ல. நாங்கள் AI-ஐ எவ்வாறு பயன்படுத்துகிறோம்