NSE மற்றும் BSE-யின் ஒவ்வொரு கார்ப்பரேட் அறிவிப்பும், AI-யால் சில நிமிடங்களில் படிக்கப்பட்டு விளக்கப்படுகிறது — தாக்கம், முக்கிய புள்ளிவிவரங்கள், குறுகிய/நீண்டகாலப் பார்வை, கவனிக்க வேண்டியவை.
குறிப்பு: இவை NSE பொது அறிக்கைகளின் AI-உருவாக்கிய, கல்வி நோக்கச் சுருக்கங்கள் — ஒவ்வொரு ஆவணத்தையும் ஆதாரமாகக் கொண்டவை, ஆனால் முதலீட்டு ஆலோசனை அல்ல, மேலும் முழுமையற்றதாகவும் இருக்கலாம். அசல் அறிக்கையுடன் சரிபார்க்கவும், செயல்படுவதற்கு முன் SEBI-பதிவு பெற்ற முதலீட்டு ஆலோசகரை அணுகவும்.
Satin Creditcare Board to Meet on June 4 to Consider Fundraise via Securities Issuance
Satin Creditcare Network Limited has scheduled a Board of Directors meeting for June 4, 2026, to discuss a capital infusion plan. The company intends to evaluate various fundraising options, including Preferential Issues, Rights Issues, or other securities. In accordance with SEBI insider trading regulations, the trading window for the company's shares has been closed starting June 1, 2026. This move indicates the company's intent to strengthen its capital base for future growth or operational requirements.
முக்கிய அம்சங்கள்
Board meeting scheduled for June 4, 2026, to approve a proposal for raising funds.Fundraising modes under consideration include Preferential Issue, Rights Issue, or other instruments.Trading window for designated persons closed from June 1, 2026, until 48 hours after the meeting conclusion.The announcement is made under Regulation 29 of SEBI (LODR) Regulations, 2015.
👀 கவனிக்க வேண்டியவை
Investors should wait for the June 4 board outcome to understand the scale of dilution and the pricing of the proposed securities issuance. The choice between a Rights Issue and a Preferential Issue will significantly impact existing shareholder value.
Satin Creditcare Allots USD 20 Million Non-Convertible Bonds to BlueOrchard Microfinance Fund
Satin Creditcare Network Limited has successfully allotted 2,000 secured, rated, and listed non-convertible bonds to BlueOrchard Microfinance Fund. Each bond carries a face value of USD 10,000, resulting in a total capital raise of USD 20 million. This issuance, conducted on a private placement basis, strengthens the company's capital base for its microfinance operations. The involvement of an international fund like BlueOrchard signals strong institutional confidence in the company's business model.
முக்கிய அம்சங்கள்
Allotment of 2,000 secured, rated, listed, and redeemable USD denominated non-convertible bonds.Total fundraise aggregates to USD 20,000,000 (approximately INR 166 crore).Each bond has a face value of USD 10,000 and was issued on a private placement basis.The entire allotment was subscribed by the BlueOrchard Microfinance Fund.The allotment was approved by the Working Committee of the Board on May 27, 2026.
👀 கவனிக்க வேண்டியவை
Investors should monitor how this capital infusion impacts the company's net interest margins and loan book growth. The ability to raise dollar-denominated funds from global impact investors is a positive indicator of creditworthiness.
Satin Creditcare Network Limited has successfully allotted 8,446 subordinated, unsecured, rated, and listed Non-Convertible Debentures (NCDs). The debentures have a face value of ₹1,00,000 each, resulting in a total fundraise of ₹84.46 Crore. This issuance was conducted on a private placement basis following approval from the Working Committee of the Board. The capital infusion is expected to support the company's microfinance lending operations and strengthen its capital base.
முக்கிய அம்சங்கள்
Allotment of 8,446 subordinated, unsecured, rated, and listed NCDs.Total aggregate nominal value of the issuance is ₹84,46,00,000 (₹84.46 Crore).Face value per debenture is fixed at ₹1,00,000.The debentures are redeemable and transferable, issued on a private placement basis.
👀 கவனிக்க வேண்டியவை
Investors should view this as a positive step for capital adequacy and growth funding, though they should monitor the company's overall debt-to-equity ratio and cost of funds.
Satin Creditcare to Raise ₹84.46 Crore via NCDs at 12.80% Coupon
Satin Creditcare Network Limited has approved the private placement of subordinated, unsecured, non-convertible debentures (NCDs) worth ₹84.46 crore. These NCDs carry a high coupon rate of 12.80% per annum, payable semi-annually, reflecting the subordinated nature of the debt. The tenure is set for 84 months (7 years), with a unique repayment structure where 99.99% of the principal is due in May 2031. This fundraise is likely intended to bolster the company's capital adequacy and support its micro-lending expansion.
முக்கிய அம்சங்கள்
Issuance of up to 8,446 NCDs with a face value of ₹1,00,000 each, totaling ₹84.46 crore.Fixed coupon rate of 12.80% per annum to be paid on a semi-annual basis.Long-term instrument with a tenure of 84 months and a final maturity date of May 26, 2033.Principal repayment scheduled in two installments: 99.99% in May 2031 and the remainder in May 2033.The NCDs are subordinated and unsecured, and will be listed on the BSE Limited.
👀 கவனிக்க வேண்டியவை
Investors should note the high cost of borrowing at 12.80%, which is typical for subordinated debt in the MFI sector but requires efficient deployment to maintain margins. Monitor the company's leverage ratios and asset quality as it scales its loan book with this new capital.
Satin Creditcare FY26 PAT Jumps 79% to ₹330 Cr; Raises 2030 AUM Target to ₹32,000 Cr
Satin Creditcare reported a strong FY26 performance with consolidated PAT growing 79% YoY to ₹330 crore and AUM reaching ₹15,174 crore. The company demonstrated a sharp recovery in asset quality, with Q4 FY26 credit costs dropping to 2.5% and a standalone GNPA of 3.1%. Management has significantly raised its long-term AUM target for 2030 to ₹32,000 crore, up from the previous ₹25,000 crore, while aiming for 30% non-MFI diversification. The company remains well-capitalized with a CRAR of 25.4% and a declining marginal cost of borrowing at 10.82%.
முக்கிய அம்சங்கள்
Consolidated PAT for FY26 rose 79% YoY to ₹330 crore, with Q4 PAT surging 640% YoY.AUM grew 19% YoY to ₹15,174 crore, with non-MFI segments now contributing 17% of the total portfolio.Asset quality improved significantly with X-bucket collection efficiency at 99.9% and credit costs falling to 3.8% for the full year.Management revised the 2030 AUM target upward to ₹32,000 crore from ₹25,000 crore.Marginal cost of borrowing declined by 43 bps to 10.82% during the fiscal year.
👀 கவனிக்க வேண்டியவை
Investors should take note of the sharp recovery in profitability and the ambitious upward revision of long-term growth targets. The stock remains a key play in the microfinance recovery cycle with improving ROA/ROE metrics.
📊 கடந்த 7 நாட்கள் — உணர்வு அடிப்படையில் பகுப்பாய்வு செய்யப்பட்ட அறிவிப்புகள்
Satin Creditcare FY26 PAT Jumps 79% to ₹332 Cr; Revises FY30 AUM Target to ₹32,000 Cr
Satin Creditcare reported a strong performance for FY26, with consolidated PAT growing 79% YoY to ₹332 Crores and AUM reaching ₹15,174 Crores. The company has successfully diversified its portfolio, with non-MFI segments now contributing 17% of AUM, and has revised its FY2030 AUM target upwards to ₹32,000 Crores. Asset quality showed significant improvement as PAR 90 dropped to 3.1% from 3.7% a year ago. Operational expansion continued with the addition of 392 new branches, bringing the total network to 2,015 branches across India.
முக்கிய அம்சங்கள்
Consolidated PAT grew 79% YoY to ₹332 Crores for FY26, with Q4 standalone PAT surging 234% YoY to ₹137 Crores.Total AUM increased by 19% YoY to ₹15,174 Crores, leading to an upward revision of the FY2030 target to ₹32,000 Crores.Asset quality improved significantly with PAR 90 at 3.1% and Net NPA at a healthy 0.9% as of March 2026.Non-MFI portfolio share rose to 17% of total AUM, driven by 36-66% CAGR in housing and MSME subsidiaries.Maintained a strong capital position with a Standalone CRAR of 25.4% and a liquidity buffer of ₹2,092 Crores.
👀 கவனிக்க வேண்டியவை
Investors should note the company's successful transition toward a diversified rural financial services model and its improved asset quality despite sector headwinds. The upward revision of long-term AUM targets suggests management confidence in sustained growth and operational scalability.
Satin Creditcare Q4 PAT Surges 640% YoY to ₹162 Cr; FY26 AUM Up 19%
Satin Creditcare reported a stellar Q4 FY26 with consolidated PAT jumping 640% YoY to ₹162 crore, marking its 19th consecutive profitable quarter. Annual consolidated AUM grew 18.7% to reach ₹15,174 crore, supported by strong performance in its housing and MSME subsidiaries which both crossed the ₹1,000 crore AUM milestone. Asset quality showed improvement with standalone PAR 1 at 3.7% and a healthy capital adequacy ratio of 25.4%. The company also expanded its ecosystem with the launch of a new AIF subsidiary and a strategic tech acquisition in the cybersecurity space.
முக்கிய அம்சங்கள்
Consolidated PAT for Q4 FY26 rose 640.5% YoY to ₹162 crore, with full-year PAT reaching ₹332 crore.Assets Under Management (AUM) grew 18.7% YoY to ₹15,174 crore with disbursements up 42.8% in Q4.Return on Assets (RoA) and Return on Equity (RoE) for Q4 reached 4.7% and 23.3% respectively.Standalone GNPA stood at 3.12% with an improved Stage 3 Coverage Ratio of 72.9% vs 62.3% YoY.Subsidiaries Satin Housing Finance and Satin Finserv both surpassed the ₹1,000 crore AUM mark.
👀 கவனிக்க வேண்டியவை
The stock is expected to see positive momentum following the massive jump in profitability and significant improvement in RoE. Investors should watch for the continued stabilization of credit costs and the growth of the newly launched AIF subsidiary.
Satin Creditcare Reports Strong FY26 Results; Annual Net Profit Jumps 39.5% to ₹302 Crore
Satin Creditcare Network Limited delivered a robust financial performance for the fiscal year ended March 31, 2026, with net profit rising to ₹302.08 crore from ₹216.56 crore in the previous year. Total revenue from operations grew by 19.8% to reach ₹2,822.44 crore, driven by strong interest income. The fourth quarter was particularly impressive, with net profit more than tripling year-on-year to ₹136.95 crore. The company's earnings per share (EPS) improved significantly to ₹27.46, reflecting enhanced operational efficiency.
முக்கிய அம்சங்கள்
Annual Net Profit increased by 39.5% YoY to ₹302.08 crore in FY26.Total Revenue from operations grew 19.8% YoY to ₹2,822.44 crore compared to ₹2,355.80 crore in FY25.Q4 FY26 Net Profit surged to ₹136.95 crore, a significant jump from ₹41.05 crore in Q4 FY25.Basic EPS for the full year improved to ₹27.46 from ₹19.69 in the previous fiscal year.Statutory auditors issued an unmodified opinion on both standalone and consolidated financial results.
👀 கவனிக்க வேண்டியவை
The strong growth in profitability and revenue suggests positive momentum in the microfinance segment; investors should hold and monitor the upcoming investor call for guidance on asset quality and credit costs.
Satin Creditcare Raises INR 200 Crore Tier II Capital for 7-Year Tenure
Satin Creditcare Network Limited (SCNL) has successfully raised INR 200 crore in subordinated Tier II capital to strengthen its capital base and support long-term growth. The capital, which has a 7-year tenure, will be utilized to expand high-impact lending segments such as Income Generating Loans (IGL) and WASH financing. This move enhances the company's capital adequacy ratio and provides a buffer for its subsidiaries in housing and MSME lending. As of March 31, 2026, SCNL operates 2,015 branches serving 33.7 lakh clients, demonstrating resilience despite sector-wide moderation.
முக்கிய அம்சங்கள்
Raised INR 200 crore in subordinated Tier II capital with a long-term tenure of 7 yearsConsolidated reach as of March 2026 includes 2,015 branches and 33.7 lakh clientsFunds earmarked for high-impact lending (IGL, WASH) and supporting growth in SHFL and Satin FinservStrategic move to improve capital adequacy and maintain balance sheet flexibility without equity dilutionCompany maintains a presence across 27 states and 5 union territories with a headcount of 16,212
👀 கவனிக்க வேண்டியவை
Investors should view this as a positive development that strengthens the balance sheet and supports non-dilutive growth. Monitor the company's ability to maintain asset quality while scaling its diversified loan book.
Satin Creditcare to Raise USD 20 Million via Secured USD Denominated Bonds
Satin Creditcare Network Limited has approved the issuance of up to 2,000 secured, rated, and listed USD denominated bonds with a total value of USD 20 million. The bonds feature a 36-month tenure and a coupon rate of 310 basis points over the 6-month Term SOFR. This private placement will be listed on GIFT City exchanges (NSE IX or India INX), providing the company with international capital. The issuance is secured by a 1.05x cover on the company's book debts and loan receivables.
முக்கிய அம்சங்கள்
Fundraise of up to USD 20 million through private placement of USD denominated bondsCoupon rate set at 310 basis points plus 6-month Term SOFR with semi-annual interest paymentsTenure of 36 months with a maturity date set for May 28, 2029Bonds are secured by a first ranking exclusive charge on loan receivables with 1.05x security coverListing proposed on NSE IFSC Limited and/or India International Exchange (IFSC) Limited
👀 கவனிக்க வேண்டியவை
Investors should view this as a positive step toward diversifying funding sources and reducing reliance on domestic bank credit. Monitor the company's hedging strategy for currency risk associated with USD-denominated debt.
Satin Creditcare Subsidiary SGAL Secures SEBI Approval for INR 200 Cr AIF
Satin Creditcare's wholly-owned subsidiary, Satin Growth Alternatives Limited (SGAL), has received SEBI registration for its debut INR 200 Cr Category II Alternative Investment Fund. The fund, SGAL-Scheme 1, will focus on impact investing, sustainability, and women-led businesses, leveraging SCNL's extensive network across 550+ districts. It aims for an average ticket size of INR 4-5 Cr, reaching up to INR 10 Cr, using an innovative quasi-equity/debt model. This launch marks Satin's strategic entry into the asset management space, diversifying its revenue streams beyond traditional microfinance.
முக்கிய அம்சங்கள்
SGAL-Scheme 1 is a Category II AIF with a target corpus of INR 200 Cr.The fund will target ticket sizes between INR 4 Cr and INR 10 Cr for high-potential businesses.Leverages SCNL's grassroots presence across 550+ districts for superior portfolio sourcing and vetting.The fund is led by Ms. Shivika Sethi, a VC professional with 14 years of experience and a track record of managing $100 Mn funds.Utilizes a quasi-equity/debt instrument strategy to balance downside protection with equity upside potential.
👀 கவனிக்க வேண்டியவை
Investors should view this as a positive diversification move that could generate stable management fee income and enhance the group's valuation. Monitor the progress toward the fund's 'first close' and subsequent deployment as a gauge of execution capability in the AIF space.
Satin Creditcare Reports 19% AUM Growth to ₹15,275 Cr and Improved Credit Costs in FY26
Satin Creditcare Network Limited reported a strong business update for FY26, with consolidated AUM growing 19% YoY to ₹15,275 crores. The company saw a significant surge in Q4FY26 disbursements, which rose 43% YoY to ₹4,422 crores, supported by the addition of 7.4 lakh new borrowers during the year. Asset quality showed improvement as credit costs declined to the 3.8%-4.0% range from 4.6% in FY25, while collection efficiency remained high at 99.9%. Furthermore, the company successfully reduced its marginal cost of borrowing by 49 bps, reflecting improved institutional credibility.
முக்கிய அம்சங்கள்
Consolidated AUM reached ₹15,275 crores, marking a 19% YoY and 14% QoQ growth.Full-year disbursements grew 17% YoY to ₹12,516 crores, with Q4 alone contributing ₹4,422 crores.Credit costs for FY26 improved to 3.8%-4.0%, down from 4.6% in the previous fiscal year.Marginal cost of borrowing decreased by 49 bps YoY, aided by ₹10,830 crores in debt fundraising.Network expansion continued with 392 new branches added in FY26, bringing the total count to 2,015.
👀 கவனிக்க வேண்டியவை
The strong AUM growth combined with declining credit costs and borrowing rates makes this a positive update; investors should hold and monitor the final audited profit margins in the upcoming quarterly results.
Satin Finserv Limited (SFL), a wholly owned subsidiary of Satin Creditcare, reported a transformative FY26 with AUM crossing ₹1,000 crores, a 93% YoY increase. Disbursements grew by 120% to over ₹700 crores, significantly aided by a new sustainability-focused business vertical introduced in September 2025. The company strengthened its capital base by raising ₹730 crores in debt, including its first-ever ECB funding, and received a ₹90 crore equity infusion from its parent. Network expansion was aggressive, with 70+ new branches added to reach a total of 121 touchpoints across 14 states.
முக்கிய அம்சங்கள்
AUM reached ₹1,000+ crores, registering a robust 93% year-on-year growthDisbursements surged by 120% YoY to ₹700+ crores, driven by sustainability-focused businessRaised ₹730 crores in debt, including its first-ever ECB of $4 million (₹37.8 crores)Parent company SCNL infused ₹90 crores in equity to support long-term strategic growthExpanded physical footprint by adding 70+ branches, reaching a total of 121 touchpoints
👀 கவனிக்க வேண்டியவை
Investors should note the strong scaling of the MSME subsidiary which provides healthy diversification to Satin Creditcare's core microfinance business. Monitor the consolidated asset quality as the subsidiary pursues this high-growth trajectory in the MSME segment.
Satin Creditcare Network Limited has successfully allotted 2,500 subordinated, unsecured, rated, and listed Non-Convertible Debentures (NCDs). Each debenture has a face value of INR 1,00,000, resulting in a total fundraise of INR 25 Crores. The allotment was approved by the Working Committee of the Board of Directors on March 30, 2026. These instruments are taxable, redeemable, and transferable, aimed at strengthening the company's capital base for its microfinance operations.
முக்கிய அம்சங்கள்
Allotment of 2,500 subordinated, unsecured, rated, and listed NCDs.Total aggregate nominal value of the issuance is INR 25,00,00,000 (INR 25 Crore).Face value per debenture is fixed at INR 1,00,000.The issuance is based on terms from the general information document dated August 14, 2025.Catalyst Trusteeship Limited has been appointed as the debenture trustee.
👀 கவனிக்க வேண்டியவை
This is a routine debt-raising activity for an NBFC-MFI to support its lending book. Investors should monitor the company's cost of funds and overall debt-to-equity ratio.
Satin Creditcare to Raise up to ₹75 Crore via Subordinated NCDs at 12% Interest
Satin Creditcare Network Limited has approved the issuance of subordinated, unsecured, non-convertible debentures (NCDs) worth ₹50 crore, with an additional green shoe option of ₹25 crore. These NCDs carry a high coupon rate of 12% per annum, payable monthly, and have a tenure of 66 months. The funds are being raised through a private placement and the instruments will be listed on the BSE. This move is intended to bolster the company's capital adequacy through subordinated debt.
முக்கிய அம்சங்கள்
Total fundraise of up to ₹75 crore, including a ₹25 crore green shoe optionHigh coupon rate of 12% per annum with a monthly interest payment frequencyTenure of 66 months with a final maturity date of September 30, 2031Instruments are subordinated and unsecured, carrying a 2% penalty interest for defaultsProposed for listing on the BSE with a face value of ₹1,00,000 per debenture
👀 கவனிக்க வேண்டியவை
Investors should monitor the company's cost of funds, as a 12% coupon on subordinated debt is relatively high. While this strengthens the capital base, it is essential to track the company's net interest margins and asset quality in the MFI sector.
Satin Creditcare Defers Fund Raising via NCDs Due to Information Requests
Satin Creditcare Network Limited has announced the deferment of its proposal to raise funds through the issuance of Non-Convertible Debentures (NCDs). During the committee meeting held on March 16, 2026, members requested additional information, leading to the postponement of the decision. The proposed fundraise was to involve listed, secured, or unsecured NCDs on a private placement basis. No new date for the reconsideration of the proposal has been provided yet.
முக்கிய அம்சங்கள்
Proposal for listed, secured/unsecured NCDs deferred till further notice.Deferment caused by committee members seeking further information on the proposal.The meeting was held on March 16, 2026, concluding at 06:45 P.M.The fundraise was planned via the private placement route.
👀 கவனிக்க வேண்டியவை
Investors should monitor for the next committee meeting announcement to understand the scale of the fundraise and potential dilution or leverage impact. The delay is currently a neutral event but suggests a need for more internal clarity on the debt structure.
Satin Finserv Mobilizes ₹260 Cr in 3 Months; NCD Limit Tripled to ₹600 Cr
Satin Finserv (SFL), a wholly-owned subsidiary of Satin Creditcare, has demonstrated strong fundraising momentum by mobilizing approximately ₹260 crores over the last three months. The company successfully issued ₹50 crores in NCDs and received shareholder approval to triple its NCD issuance limit from ₹200 crores to ₹600 crores. As of December 2025, SFL maintains a robust Capital Adequacy Ratio of 36.1% and an AUM of ₹728 crores. This strategic push aims to diversify the group's portfolio into MSME and sustainability financing, reducing overall concentration risk.
முக்கிய அம்சங்கள்
Mobilized ~₹260 crores in the last 3 months, marking the company’s strongest fundraising performance.Shareholder approval granted to increase NCD issuance limit from ₹200 crores to ₹600 crores.Successful issuance of ₹50 crores in NCDs with a retail-friendly face value of ₹10,000.Maintains a strong Capital Adequacy Ratio of 36.1% and an AUM of ₹728 crores as of December 2025.SFL operates 121 branches across 14 states with a focus on MSME and green financing.
👀 கவனிக்க வேண்டியவை
Investors should monitor the scaling of the MSME book as it provides a higher-margin diversification play for the parent company. The strong capital adequacy and successful fundraising indicate high lender confidence in the subsidiary's growth trajectory.
Satin Creditcare Q3 FY26 PAT Surges 404% YoY to INR 72 Cr; Consolidated AUM Hits INR 13,341 Cr
Satin Creditcare Network Limited reported a robust Q3 FY26 performance, with consolidated PAT jumping 404% YoY to INR 72 crore, marking its 18th consecutive profitable quarter. Consolidated AUM grew 10% YoY to INR 13,341 crore, supported by a 7% increase in disbursements during the first nine months of the fiscal year. Asset quality remained stable with standalone PAR 90 at 3.3%, while the company maintained a strong capital adequacy ratio of 24.64%. Management also highlighted strategic diversification, including a 51% stake acquisition in cybersecurity firm QTrino Labs.
முக்கிய அம்சங்கள்
Consolidated PAT increased by 404% YoY to INR 72 crore for Q3 FY26.Consolidated AUM reached INR 13,341 crore, representing a 10% YoY growth.Standalone Net Interest Margin (NIM) remained healthy at 14.71% with PAR 90 at 3.3%.Subsidiaries showed strong momentum: Satin Housing Finance AUM grew 26.3% and Satin Finserv grew 58.4% YoY.Maintained high balance sheet liquidity of INR 2,283 crore and undrawn sanctions of INR 2,206 crore.
👀 கவனிக்க வேண்டியவை
Investors should monitor the company's ability to maintain its low credit costs and stable NIMs amidst industry-wide headwinds. The strong growth in housing and MSME subsidiaries provides a diversified cushion, making the stock a positive prospect for long-term rural finance exposure.
Satin Creditcare Appoints Amit Kumar Gupta as CFO; Manoj Agrawal Resigns
Satin Creditcare Network Limited has announced a transition in its top management with the appointment of Mr. Amit Kumar Gupta as the new Chief Financial Officer, effective February 9, 2026. He replaces Mr. Manoj Agrawal, who resigned to pursue other professional engagements. Mr. Gupta is a seasoned professional with 28 years of experience, including 26 years in the BFSI sector and a previous stint as CFO of Bharat Financial Inclusion Limited. This internal promotion and external hire hybrid approach suggests a focus on maintaining strong financial governance.
முக்கிய அம்சங்கள்
Mr. Amit Kumar Gupta appointed as CFO effective February 9, 2026.Outgoing CFO Mr. Manoj Agrawal to step down at the close of business on February 8, 2026.Incoming CFO has 28 years of professional experience and is a rank-holder Chartered Accountant from the 1997 batch.Mr. Gupta previously served as the CFO of Bharat Financial Inclusion Limited and had a prior tenure at Satin from 2014-2015.
👀 கவனிக்க வேண்டியவை
Investors should view this as a routine leadership transition. The appointment of a highly experienced BFSI veteran as CFO is a positive sign for financial stability and regulatory compliance.
Satin Creditcare Q3 FY26: AUM Grows 10% YoY to ₹13,341 Cr; PAT at ₹72 Cr
Satin Creditcare reported a steady performance for Q3 FY26 with consolidated AUM reaching ₹13,341 crore, a 10% YoY increase. The company maintained its 18th consecutive profitable quarter with a consolidated PAT of ₹72 crore and a healthy NIM of 14.25%. Asset quality remains resilient despite sector headwinds, with standalone GNPA improving to 3.3% and a high collection efficiency of 99.8% in the X-bucket. The company also aggressively expanded its footprint, opening 363 new branches during the first nine months of the fiscal year.
முக்கிய அம்சங்கள்
Consolidated AUM grew 10% YoY to ₹13,341 crore with Q3 disbursements of ₹3,227 crore.Standalone GNPA improved to 3.3% from 3.9% YoY, backed by a robust 94.8% provision coverage ratio.Net Interest Margin (NIM) stood at 14.25% while Return on Assets (RoA) was 2.22%.Branch network expanded to 1,987 locations, marking a 29% YoY growth in physical infrastructure.Maintained strong capital buffer with a CRAR of 24.6% and liquidity of ₹2,283 crore.
👀 கவனிக்க வேண்டியவை
Investors should focus on the company's ability to maintain asset quality better than the industry average and monitor if the recent branch expansion translates into higher operating leverage in FY27. The adoption of the CGFMU credit guarantee scheme provides an additional safety net for the portfolio.
⚠️இந்தத் தளம் எவ்வாறு உருவாக்கப்படுகிறது: சந்தைத் தரவுப் பக்கங்கள் NSE/BSE வெளியீடுகள் மற்றும் நிறுவனங்களின் தாக்கல்களிலிருந்து தானாகக் கணக்கிடப்படுகின்றன; செய்திக் கட்டுரைகளும் அறிவிப்புப் பகுப்பாய்வுகளும் AI உதவியுடன் எழுதப்படுகின்றன, மனித மேற்பார்வையுடன்: AI உருவாக்குவதை எங்கள் ஆசிரியர்கள் மதிப்பாய்வு செய்கின்றனர். இரண்டிலும் பிழைகள் இருக்கலாம். எந்தவொரு முதலீட்டு முடிவுக்கு முன்பும் அசல் மூலங்களில் சரிபார்க்கவும். முதலீட்டு ஆலோசனை அல்ல; Flash Finance SEBI-பதிவு பெற்றது அல்ல. நாங்கள் AI-ஐ எவ்வாறு பயன்படுத்துகிறோம்
🎁 ஆரம்பகால ஆதரவாளர்களுக்கு மட்டும் · குறுகிய கால சலுகை
எங்கள் AI பங்குச் சந்தை பகுப்பாய்வு: டெலிகிராம், வாட்ஸ்அப்பில் இலவசம்
⚡ 3500+ நிறுவனங்களை நாங்கள் உடனுக்குடன் கண்காணிக்கிறோம். NSE-யில் ஒரு நிறுவன அறிவிப்பு வெளியானதுமே, எங்கள் AI அதைப் படித்து, சுருக்கி, அதன் தாக்கத்தைச் சில நொடிகளில் உங்களுக்குச் சொல்கிறது.
இதுபோன்ற AI பகுப்பாய்வுக்குக் கட்டணத் தளங்கள் ஆண்டுக்கு ₹1,00,000-க்கும் மேல் வசூலிக்கின்றன. எங்கள் சேனல்களில் இது இலவசம்.
