NSE மற்றும் BSE-யின் ஒவ்வொரு கார்ப்பரேட் அறிவிப்பும், AI-யால் சில நிமிடங்களில் படிக்கப்பட்டு விளக்கப்படுகிறது — தாக்கம், முக்கிய புள்ளிவிவரங்கள், குறுகிய/நீண்டகாலப் பார்வை, கவனிக்க வேண்டியவை.
குறிப்பு: இவை NSE பொது அறிக்கைகளின் AI-உருவாக்கிய, கல்வி நோக்கச் சுருக்கங்கள் — ஒவ்வொரு ஆவணத்தையும் ஆதாரமாகக் கொண்டவை, ஆனால் முதலீட்டு ஆலோசனை அல்ல, மேலும் முழுமையற்றதாகவும் இருக்கலாம். அசல் அறிக்கையுடன் சரிபார்க்கவும், செயல்படுவதற்கு முன் SEBI-பதிவு பெற்ற முதலீட்டு ஆலோசகரை அணுகவும்.
S&P Assigns 'BBB' Rating to Bank of Baroda's Proposed USD Senior Unsecured Notes
S&P Global Ratings has assigned a 'BBB' long-term issue rating to Bank of Baroda's proposed U.S. dollar-denominated senior unsecured notes. The notes will be issued by the bank's GIFT City branch as part of its existing US$4 billion medium-term note program. This rating is equalized with the bank's issuer credit rating (BBB/Stable/A-2), reflecting that the notes will rank equally with all other senior unsecured obligations. The issuance demonstrates the bank's active utilization of its GIFT City operations for international capital raising.
முக்கிய அம்சங்கள்
S&P Global Ratings assigned a 'BBB' long-term issue rating to the proposed USD senior unsecured notes.The notes will be issued under the bank's US$4 billion medium-term note program via its GIFT City branch.The rating matches the bank's issuer credit rating of BBB/Stable/A-2.The notes are direct, unconditional, and unsubordinated obligations of Bank of Baroda.The rating is based on the bank's risk-adjusted capital framework and financial institution rating methodology.
👀 கவனிக்க வேண்டியவை
Investors should take this as a sign of the bank's stable credit profile and its ability to access international capital markets at investment-grade ratings. Monitor the final pricing of the notes as it will indicate the bank's cost of foreign currency funding.
Bank of Baroda Conducts Investor Meeting for Foreign Currency Bond Issuance under MTN Programme
Bank of Baroda held a Global Investor Engagement (GIC) meeting on June 22, 2026, specifically focused on raising capital through Foreign Currency Bonds. This issuance is part of the bank's established Medium Term Note (MTN) programme aimed at strengthening its foreign currency liquidity or capital base. In compliance with SEBI Regulation 46, the bank has released the audio and video recordings of the engagement on its official website for public access. This move indicates active steps by the bank to secure international funding.
முக்கிய அம்சங்கள்
Investor engagement meeting held on June 22, 2026, regarding Foreign Currency Bonds.The proposed fundraising is being conducted under the bank's existing Medium Term Note (MTN) programme.Audio and video recordings of the session are accessible via the 'Global Investor Engagement' section of the bank's website.Disclosure made in accordance with Regulation 46 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
👀 கவனிக்க வேண்டியவை
Investors should review the meeting recordings to understand the bank's intended use of proceeds and monitor subsequent announcements regarding the bond's coupon rates and total issue size.
Bank of Baroda FY26 Net Profit Hits $2,111 Mn; GNPA Improves to 1.89%
Bank of Baroda reported its highest-ever annual net profit of $2,111 million for FY26, representing a 2.2% YoY growth. Asset quality improved significantly with Gross NPA declining to 1.89% from 2.26% and Net NPA falling to 0.45%. While global advances grew robustly by 16.2% YoY, the bank faced some margin pressure as Net Interest Margins (NIM) compressed to 2.89% from 3.08% in the previous year. The bank has proposed a dividend of $0.09 per share, supported by a healthy Capital Adequacy Ratio of 15.82%.
முக்கிய அம்சங்கள்
Global advances grew 16.2% YoY to $150.78 billion, driven by a 17.9% rise in organic retail loans.Asset quality reached multi-year highs with GNPA at 1.89% and a Provision Coverage Ratio of 93.94%.Full-year Net Profit reached a record $2.11 billion, with Q4FY26 profit specifically rising 11.2% YoY to $592 million.Domestic CASA deposits stood at 38.90%, while total global deposits increased 12% to $173.83 billion.Return on Equity (ROE) for FY26 was reported at 15.39% with a Return on Assets (ROA) of 1.06%.
👀 கவனிக்க வேண்டியவை
Investors should focus on the bank's superior asset quality and strong retail credit growth which offsets the slight compression in margins. The stock remains a solid play in the PSU banking space given its high provision coverage and consistent profitability.
CareEdge Global Assigns 'BBB+/Stable' Rating to Bank of Baroda's USD 4bn GMTN Programme
CareEdge Global has assigned a 'BBB+/Stable' long-term foreign currency issuer rating to Bank of Baroda (BoB), aligning it with India's sovereign rating due to its systemic importance and 64% government ownership. The rating also covers the bank's USD 4 billion global medium-term notes (GMTN) programme. BoB maintains a strong domestic position as the second-largest public sector bank with a 5.5% share in advances. Financially, the bank shows resilience with a Capital Adequacy Ratio of 15.8% and significantly improved asset quality, featuring a GNPA of 1.9% as of March 2026.
முக்கிய அம்சங்கள்
Assigned 'CareEdge BBB+/Stable' rating for the bank and its USD 4 billion global medium-term notes programme.Government of India holds a ~64% stake, ensuring a high likelihood of extraordinary sovereign support.Capital Adequacy Ratio (CAR) remains comfortable at 15.8% with a CET-1 ratio of 13.2% as of March 2026.Asset quality improved with GNPA and NNPA ratios at 1.9% and 0.4% respectively, down from historical highs.Total deposits grew 12% Y-o-Y to Rs 16,485 billion with a robust CASA ratio of 37.2%.
👀 கவனிக்க வேண்டியவை
Investors should take confidence in the bank's investment-grade rating and its strong capital buffers which exceed regulatory requirements. The alignment with the sovereign rating suggests a low-risk profile for long-term holders, though monitoring NIM compression and MSME asset quality remains necessary.
Bank of Baroda hikes MCLR by 5 bps across all tenors effective June 12, 2026
Bank of Baroda has announced a revision in its Marginal Cost of Funds Based Lending Rate (MCLR) effective from June 12, 2026. The bank has implemented a uniform hike of 5 basis points (bps) across all tenors, ranging from overnight to one year. This adjustment reflects the bank's response to the prevailing cost of funds and aims to maintain its Net Interest Margins (NIMs). The benchmark one-year MCLR, which influences most retail and corporate loans, now stands at 8.75%.
முக்கிய அம்சங்கள்
MCLR increased by 5 basis points (0.05%) across all maturity buckets.The benchmark one-year MCLR has been revised from 8.70% to 8.75%.Overnight and one-month MCLR rates increased to 7.85% and 7.95% respectively.Six-month MCLR rate adjusted upwards from 8.45% to 8.50%.The new lending rates are effective from June 12, 2026.
👀 கவனிக்க வேண்டியவை
Investors should view this as a routine but positive step for the bank's profitability, as it helps pass on higher borrowing costs to customers. Monitor the bank's credit growth and Net Interest Margin (NIM) in subsequent quarterly results to assess the full impact.
📊 கடந்த 7 நாட்கள் — உணர்வு அடிப்படையில் பகுப்பாய்வு செய்யப்பட்ட அறிவிப்புகள்
Bank of Baroda to Raise ₹8,500 Cr Capital; Recommends ₹8.50 Dividend per Share
Bank of Baroda has scheduled its 30th Annual General Meeting (AGM) for June 23, 2026, to approve several key resolutions. The bank has recommended a dividend of ₹8.50 per equity share for FY 2025-26, with a record date of June 5, 2026. A major agenda item is the proposal to raise additional capital up to ₹8,500 crore through various routes like QIP, FPO, or Rights Issue. Furthermore, the bank is seeking shareholder approval for the reappointment of Dr. Debadatta Chand as MD & CEO and other executive directors.
முக்கிய அம்சங்கள்
Recommended a dividend of ₹8.50 per equity share of face value ₹2 for FY 2025-26.Proposed a capital raising plan of up to ₹8,500 crore via QIP, FPO, Rights Issue, or other equity instruments.Set June 5, 2026, as the record date for dividend entitlement and June 16, 2026, for AGM voting eligibility.Seeking approval for the reappointment of Dr. Debadatta Chand as Managing Director and CEO.The 30th AGM is scheduled to be held via Video Conferencing on June 23, 2026.
👀 கவனிக்க வேண்டியவை
Investors should ensure they hold shares by the June 5 record date to be eligible for the ₹8.50 dividend. The proposed ₹8,500 crore fundraise indicates growth intentions, though investors should monitor the eventual pricing and dilution effects.
Bank of Baroda Q4 FY26: Record Net Profit of Rs 5,616 Cr; Global Business Crosses Rs 30 Lakh Cr
Bank of Baroda reported its highest-ever quarterly net profit of Rs 5,616 crore for Q4 FY26, up 11.2% YoY, with annual profit crossing the Rs 20,000 crore milestone. Global business volume surpassed Rs 30 lakh crore, driven by a 16.2% YoY growth in advances and a 12% increase in deposits. Asset quality improved significantly with GNPA at 1.89% and Net NPA at 0.45%, supported by a prudent floating provision of Rs 1,500 crore. Management has upgraded its future loan growth guidance to 12-14% and deposit growth to 10-12%.
முக்கிய அம்சங்கள்
Highest ever quarterly net profit of Rs 5,616 crore and annual profit of Rs 20,021 crore.Global business volume crossed Rs 30.78 lakh crore with 16.2% YoY growth in advances.Asset quality improved with GNPA at 1.89% and Net NPA at 0.45%; PCR stands at 93.94%.Management upgraded FY27 loan growth guidance to 12-14% and deposit growth to 10-12%.Declared a dividend of Rs 8.5 per share for the financial year 2025-26.
👀 கவனிக்க வேண்டியவை
The bank's record profitability, robust asset quality, and upgraded growth guidance signal strong operational momentum. Investors should monitor the bank's ability to maintain NIMs within the guided range of 2.75-2.95%.
Bank of Baroda Appoints 5 Senior Management Personnel Across Key Verticals
Bank of Baroda has announced a significant reshuffle in its senior management, appointing new heads for MSME Banking, Credit Monitoring, and Retail Liabilities. The appointees are internal veterans with extensive banking experience ranging from 17 to 36 years. Specifically, Mrs. Manjula Devi G brings 36 years of experience to the Credit Monitoring role, while Mr. Sharma Sunil Kumar takes over MSME Banking with 27 years of tenure. These appointments aim to strengthen core operational verticals and zonal leadership in New Delhi and Mumbai.
முக்கிய அம்சங்கள்
Appointment of 3 new functional heads for MSME, Credit Monitoring, and Retail LiabilitiesDesignation changes for Zonal Heads of New Delhi and Mumbai regionsAppointees possess significant experience, with Mrs. Manjula Devi G having 36 years in the bankMr. Sharma Sunil Kumar to lead MSME Banking, Co-Lending, and Supply Chain Finance with 27 years experience
👀 கவனிக்க வேண்டியவை
These are routine internal promotions of experienced personnel. Investors should monitor if these changes lead to improved credit quality or retail growth over the coming quarters.
Bank of Baroda Recommends ₹8.50 Dividend for FY 2025-26; Record Date June 5
The Board of Directors of Bank of Baroda has recommended a final dividend of ₹8.50 per equity share for the financial year 2025-26. This dividend is based on a face value of ₹2 per share and is subject to shareholder approval at the upcoming 30th Annual General Meeting. The bank has officially designated June 5, 2026, as the record date to identify eligible shareholders for this payout. This announcement follows the board meeting held on May 8, 2026, reflecting the bank's distribution policy for the concluded fiscal year.
முக்கிய அம்சங்கள்
Recommended final dividend of ₹8.50 per equity share for FY 2025-26Dividend calculated on a face value of ₹2 per fully paid-up shareRecord date for dividend eligibility is fixed as June 5, 2026Payout is subject to approval at the bank's 30th Annual General Meeting
👀 கவனிக்க வேண்டியவை
Investors interested in the dividend should ensure they hold the stock before the ex-dividend date to qualify for the ₹8.50 per share payout. The yield should be calculated against the current market price to assess the attractiveness of this distribution.
Bank of Baroda Q4FY26 Net Profit Rises 11.2% to ₹5,616 Cr; GNPA Improves to 1.89%
Bank of Baroda reported a steady performance for Q4FY26 with a net profit of ₹5,616 crore, marking an 11.2% year-on-year growth. Asset quality showed significant improvement as Gross NPA fell to 1.89% and Net NPA reached a low of 0.45%. While Net Interest Income grew by 8.7% YoY, the Net Interest Margin (NIM) saw a slight compression to 2.89% for the full year. Loan growth remained robust at 16.2% YoY, driven by strong performance in retail and international segments.
முக்கிய அம்சங்கள்
Highest ever annual Net Profit of ₹20,021 crore for FY26, up 2.2% YoY.Gross NPA ratio improved significantly by 37 bps YoY to 1.89%, with NNPA at 0.45%.Global Advances grew 16.2% YoY to ₹14.30 lakh crore, led by 17.9% growth in organic retail loans.Global Deposits increased by 12% YoY to ₹16.48 lakh crore, with Domestic CASA at 38.90%.Capital Adequacy Ratio (CAR) remains healthy at 15.82%, though down from 17.19% in the previous year.
👀 கவனிக்க வேண்டியவை
Investors should find comfort in the bank's superior asset quality and double-digit credit growth. The stock remains a strong play in the PSU banking space given its ability to maintain a Return on Assets (RoA) above 1% despite margin pressures.
Bank of Baroda to Launch Pension Fund Management Company Following PFRDA Approval
Bank of Baroda has received a Letter of Appointment from the Pension Fund Regulatory and Development Authority (PFRDA) to act as a Sponsor of a Pension Fund. This authorization allows the bank to establish a dedicated Pension Fund Management Company (PFMC), expanding its footprint in the Indian financial services sector. The move is part of the bank's strategy to diversify its revenue streams and tap into the growing retirement savings market. While the setup is subject to further regulatory approvals, it represents a significant long-term growth opportunity for non-interest income.
முக்கிய அம்சங்கள்
Received official Letter of Appointment from PFRDA to act as a Sponsor of Pension FundProposed establishment of a new subsidiary for Pension Fund ManagementComplies with the PFRDA (Registration of Pension Funds) Guidelines, 2026Strategic expansion into the high-growth pension and retirement planning sector
👀 கவனிக்க வேண்டியவை
Investors should view this as a positive long-term strategic move that will enhance the bank's fee-based income profile. Monitor for further updates regarding the capital allocation for the new subsidiary and the timeline for operational launch.
Bank of Baroda MD & CEO Debadatta Chand's Tenure Extended by 3 Years
The Central Government has extended the tenure of Shri Debadatta Chand as the Managing Director and Chief Executive Officer of Bank of Baroda. The extension is for a period of three years beyond his current term, which was originally scheduled to end on June 30, 2026. This move ensures leadership continuity for the public sector lender until mid-2029. Markets typically react positively to such extensions as they provide stability in strategic execution and long-term planning.
முக்கிய அம்சங்கள்
Tenure of MD & CEO Debadatta Chand extended for a period of 3 yearsCurrent term was previously notified to end on June 30, 2026Extension granted by Central Government notification dated April 23, 2026New tenure will extend leadership stability until June 30, 2029
👀 கவனிக்க வேண்டியவை
Investors should view this as a positive development for management stability. Maintain focus on the bank's quarterly performance and asset quality metrics under the continued leadership.
Bank of Baroda FY26 Global Business Hits ₹30.79 Trillion, Up 13.9% YoY
Bank of Baroda reported strong provisional business figures for the fiscal year ending March 31, 2026, with total global business reaching ₹30.79 trillion. Credit growth significantly outpaced deposit growth, with global advances rising 16.23% YoY to ₹14.30 trillion, driven by a robust 17.93% surge in domestic retail advances. Global deposits grew by 12.00% YoY to ₹16.49 trillion, indicating steady liquidity mobilization. The bank's domestic operations remained a key driver, with domestic advances growing at 14.56% and domestic deposits at 12.83%.
முக்கிய அம்சங்கள்
Global Business grew by 13.93% YoY to reach ₹30.79 trillion as of March 31, 2026.Global Advances saw a robust growth of 16.23% YoY, reaching ₹14.30 trillion.Domestic Retail Advances (excluding pool purchase) jumped 17.93% YoY to ₹3.03 trillion.Global Deposits increased by 12.00% YoY to ₹16.49 trillion, while Domestic Deposits grew 12.83%.
👀 கவனிக்க வேண்டியவை
The strong credit growth, particularly in the retail segment, is a positive sign for future interest income and market share. Investors should monitor the upcoming full audited results to assess the impact of this growth on Net Interest Margins (NIMs) and asset quality.
Bank of Baroda Receives ₹457.25 Crore Income Tax Demand Notice for AY 2019-20
Bank of Baroda has received a demand notice of ₹457.25 Crores from the Income Tax Department's Faceless Assessment Unit for Assessment Year 2019-20. The dispute centers on the taxability of income from foreign branches and broken period interest paid on the purchase of securities. The bank intends to contest this order through an appeal or a writ petition in the High Court. Management believes it has strong legal and factual grounds and expects the entire demand to be dismissed without impacting financial operations.
முக்கிய அம்சங்கள்
Received a tax demand order of ₹457.25 Crores under section 156 of the Income Tax Act, 1961.The demand pertains to Assessment Year 2019-20 regarding foreign branch income and security interest.Bank is in the process of filing an appeal before the National Faceless Appeal Centre (NFAC) or a Writ Petition.Management expects no impact on financial operations as they believe the demand will subside based on legal precedents.
👀 கவனிக்க வேண்டியவை
Investors should monitor the outcome of the bank's appeal, though the current impact is minimal as the bank is contesting the demand. No immediate portfolio changes are recommended based on this regulatory notice.
Bank of Baroda Repatriates GBP 75 Million from UK Subsidiary via Capital Reduction
Bank of Baroda has successfully received GBP 75 million from its overseas subsidiary, Bank of Baroda (UK) Ltd. The transaction was executed as a repatriation of funds through a capital reduction process at the subsidiary level. This move brings significant liquidity back to the parent bank in India, allowing for better capital allocation. Such actions are typically part of a strategy to optimize the capital structure of international operations and bolster the domestic balance sheet.
முக்கிய அம்சங்கள்
Received a total of GBP 75,000,000 from Bank of Baroda (UK) Ltd.The transaction nature is defined as repatriation of funds via Capital Reduction.The funds were officially received by the parent bank on March 27, 2026.The move indicates active management of global capital to support domestic operations.
👀 கவனிக்க வேண்டியவை
Investors should view this as a positive step toward capital efficiency and liquidity management. No immediate action is required as this represents a routine optimization of the bank's international capital structure.
Bank of Baroda Incorporates SPD Subsidiary with INR 2,000 Crore Capital
Bank of Baroda has incorporated a new wholly owned subsidiary named 'BOB Securities & Giltedge Limited' to undertake Standalone Primary Dealership (SPD) business. The bank has committed a total capital infusion of INR 2,000 Crores, which will be executed in two separate tranches. This strategic move follows the receipt of necessary regulatory approvals from the Reserve Bank of India (RBI). The subsidiary will focus on the government securities market, allowing the bank to diversify its financial service offerings and strengthen its market position.
முக்கிய அம்சங்கள்
Incorporation of wholly owned subsidiary 'BOB Securities & Giltedge Limited' for SPD businessAuthorized share capital of the new entity is set at INR 2,000 CroresTotal capital infusion of INR 2,000 Crores to be provided in two tranchesRegulatory approval for the venture has been obtained from the Reserve Bank of IndiaThe move aims to enhance the bank's presence in the primary dealership and government securities market
👀 கவனிக்க வேண்டியவை
Investors should view this as a positive strategic expansion that diversifies the bank's revenue streams into specialized financial services. Monitor the subsidiary's operational progress and its contribution to non-interest income in future earnings reports.
Bank of Baroda Allots ₹10,000 Crore Long Term Green Infrastructure Bonds at 7.10%
Bank of Baroda has successfully completed the allotment of Series I Long Term Green Infrastructure Bonds worth ₹10,000 crore. These unsecured, non-convertible bonds carry a coupon rate of 7.10% and were allotted to 15 investors on March 5, 2026. The funds are specifically earmarked for green infrastructure projects, supporting the bank's sustainable lending portfolio. This large-scale fundraise strengthens the bank's long-term capital position for targeted infrastructure financing.
முக்கிய அம்சங்கள்
Total issue size of ₹10,000 crore through 10,00,000 bondsFixed coupon rate of 7.10% for Long Term Green Infrastructure BondsSuccessful allotment to 15 allottees via the NSE EBP platformBonds are rated, listed, unsecured, and redeemable in natureFace value per bond is set at ₹1.00 lakh
👀 கவனிக்க வேண்டியவை
Investors should view this as a positive step for the bank's capital adequacy and its focus on the growing green energy sector. Monitor how the deployment of these funds impacts the bank's long-term asset-liability management and interest margins.
Bank of Baroda Credit Ratings Reaffirmed at AAA; CD Limit Enhanced to ₹1.1 Lakh Crore
CARE Ratings has reaffirmed Bank of Baroda's 'AAA' rating for its Tier II and Green Infrastructure bonds, reflecting its systemic importance and majority government ownership. Notably, the bank's Certificate of Deposits (CD) limit has been significantly enhanced from ₹20,000 crore to ₹1,10,000 crore to support credit growth. While asset quality has improved with GNPA at 2.04% as of December 2025, the bank faces near-term NIM pressure due to rising deposit costs. Capitalization remains healthy with a CAR of 15.29%, well above regulatory requirements.
முக்கிய அம்சங்கள்
CARE AAA; Stable rating reaffirmed for ₹10,000 crore Green Infra bonds and ₹2,900 crore Tier II bonds.Certificate of Deposit (CD) limit enhanced five-fold to ₹1,10,000 crore with a reaffirmed CARE A1+ rating.Gross NPA ratio improved significantly to 2.04% as of Dec 2025 from 2.92% in March 2024.Net Interest Margin (NIM) contracted to 2.56% for 9MFY26 compared to 2.83% in 9MFY25.Capital Adequacy Ratio (CAR) stood at 15.29% with CET-1 at 12.45% as of December 31, 2025.
👀 கவனிக்க வேண்டியவை
The rating reaffirmation and massive expansion in CD limits signal strong liquidity and creditworthiness, making it a stable pick among PSBs. Investors should monitor the bank's ability to manage NIM compression and maintain slippages below 1% in the coming quarters.
Bank of Baroda Assigned 'BBB' Long-Term and 'A-2' Short-Term Ratings by S&P; Outlook Stable
S&P Global Ratings has assigned Bank of Baroda a 'BBB' long-term and 'A-2' short-term issuer credit rating. The credit rating agency has also assigned a 'Stable' outlook to the bank as of February 27, 2026. This assignment by a global rating agency highlights the bank's credit profile and financial standing. Such ratings are crucial for the bank's ability to raise capital and manage international borrowing costs effectively.
முக்கிய அம்சங்கள்
S&P Global Ratings assigned 'BBB' long-term issuer credit ratingAssigned 'A-2' short-term issuer credit ratingOutlook for the bank is officially rated as 'Stable'The ratings were assigned and disclosed on February 27, 2026
👀 கவனிக்க வேண்டியவை
The stable outlook and investment-grade ratings from S&P are positive indicators of the bank's financial health. Investors should maintain their positions as this supports the bank's long-term capital-raising capabilities and global reputation.
CARE Reaffirms Bank of Baroda's AAA Rating; Enhances CD Limit to ₹1.1 Lakh Crore
CARE Ratings has reaffirmed its 'CARE AAA; Stable' rating for Bank of Baroda's Tier II and Green Infrastructure bonds, while also reaffirming 'CARE A1+' for its Certificate of Deposits (CD). Notably, the bank's CD program limit has been significantly enhanced from ₹20,000 crore to ₹1,10,000 crore to support liquidity. The ratings are supported by the Government of India's 63.97% majority stake and the bank's strong systemic importance as the third-largest public sector bank. While asset quality has improved with GNPA at 2.04%, the bank expects some pressure on Net Interest Margins (NIM) in FY26 due to rising deposit costs.
முக்கிய அம்சங்கள்
CARE AAA; Stable rating reaffirmed for ₹12,900 crore worth of Tier II and Green Infrastructure bonds.Certificate of Deposit (CD) program limit massively enhanced by ₹90,000 crore to a total of ₹1,10,000 crore.Capital Adequacy Ratio (CAR) remains comfortable at 17.19% with CET-1 at 13.78% as of March 2025.Asset quality improved with Gross NPA falling to 2.04% and Net NPA to 0.57% as of December 31, 2025.Global CASA ratio stood at 37.82% as of March 2025, with cost of deposits rising to 4.85%.
👀 கவனிக்க வேண்டியவை
Investors should take confidence in the reaffirmed highest credit ratings and the massive expansion of the CD limit which signals strong liquidity management. However, monitor the potential compression in NIMs over the next few quarters as deposit repricing catches up with loan yields.
⚠️இந்தத் தளம் எவ்வாறு உருவாக்கப்படுகிறது: சந்தைத் தரவுப் பக்கங்கள் NSE/BSE வெளியீடுகள் மற்றும் நிறுவனங்களின் தாக்கல்களிலிருந்து தானாகக் கணக்கிடப்படுகின்றன; செய்திக் கட்டுரைகளும் அறிவிப்புப் பகுப்பாய்வுகளும் AI உதவியுடன் எழுதப்படுகின்றன, மனித மேற்பார்வையுடன்: AI உருவாக்குவதை எங்கள் ஆசிரியர்கள் மதிப்பாய்வு செய்கின்றனர். இரண்டிலும் பிழைகள் இருக்கலாம். எந்தவொரு முதலீட்டு முடிவுக்கு முன்பும் அசல் மூலங்களில் சரிபார்க்கவும். முதலீட்டு ஆலோசனை அல்ல; Flash Finance SEBI-பதிவு பெற்றது அல்ல. நாங்கள் AI-ஐ எவ்வாறு பயன்படுத்துகிறோம்
🎁 ஆரம்பகால ஆதரவாளர்களுக்கு மட்டும் · குறுகிய கால சலுகை
எங்கள் AI பங்குச் சந்தை பகுப்பாய்வு: டெலிகிராம், வாட்ஸ்அப்பில் இலவசம்
⚡ 3500+ நிறுவனங்களை நாங்கள் உடனுக்குடன் கண்காணிக்கிறோம். NSE-யில் ஒரு நிறுவன அறிவிப்பு வெளியானதுமே, எங்கள் AI அதைப் படித்து, சுருக்கி, அதன் தாக்கத்தைச் சில நொடிகளில் உங்களுக்குச் சொல்கிறது.
இதுபோன்ற AI பகுப்பாய்வுக்குக் கட்டணத் தளங்கள் ஆண்டுக்கு ₹1,00,000-க்கும் மேல் வசூலிக்கின்றன. எங்கள் சேனல்களில் இது இலவசம்.
